The Influence Of Digital Payments On Public Spending Patterns
E S Soegoto(a*), S F Wahyuni2 (b*)
a. Departemen Manajemen, Universitas Komputer Indonesia, Indonesia
b. Departemen Akuntansi, Universitas Komputer Indonesia, Indonesia
Abstract
The purpose of writing this paper is to analyze the effect of developing digital payments on current patterns of public spending. The method used in the writing of this paper is a descriptive method, where this method is intended to describe events related to digital payments and public spending patterns, and supported by theoretical foundations both from abroad and domestically. Digital payment is a payment system that uses internet facilities as an intermediary. The results of this study indicate that digital payments have an effect on public spending patterns. Many people feel helped by the existence of this digital payment because with the existence of digital payments the public feels easier in making transactions. This can be seen from the number of people who make transactions using e-money every day. Therefore, many patterns of public spending change, from those who initially shop at direct retail stores (offline), now shop through applications (online stores) or what we often know as e-commerce.
Keywords: digital payment
Topic: Entrepreneurship & Technopreneurs