ANALYSIS OF THE EFFECT OF DIGITALIZATION OF ELECTRONIC MONEY ON CASHLESS SOCIETY AND ELECTRONIC MONEY INFRASTRUCTURE AS A MODERATING VARIABLE
Tumpal Manik
Universitas Maritim Raja Ali Haji
Tanjungpinang, Riau Island
Abstract
An abstract is to examine and analyze the effect of digitizing electronic money on cashless society and electronic money infrastructure as a moderating variable. This type of research is a qualitative study, using secondary data in the form of time series from January 2014 - June 2019, a total of 66 data obtained from the publication of the website of Bank Indonesia. Data processing was tested with statistical applications through the classic assumption test, t-test, f-test and determination test. The test results indicate that the variables that have a significant effect on cashless society; 1) electronic money transactions have a significant effect of 0.929; 2) electronic money supply has a significant effect of -1,470; 3) digitalization of electronic money has a significant effect of -0,543; 4) electronic money infrastructure has a significant effect of -1,463; 5) simultaneously has an effect of 74.4%. While electronic money infrastructure as a moderating variable that strengthens the effect of electronic money transactions on cashless society by 27.6%.
Keywords: Digitalization of electronic money, cashless society and infrastructure
Topic: Business Sector Accounting