Sharia Peer to Peer Lending for Small and Medium Enterprises
Rio Adhitya; Serlika Aprita
Universitas Sriwijaya, Universitas Muhammadiyah Palembang
Abstract
Financial Technology: Online lending bussiness is getting a bad perspective generated by the conflict of the default loan. Fintech gets the access easily to the unbanked small and medium enterprises (SME/UMKM) those are one of some factors of the default while another reason is the very high interest. Does this fintech gives some advantages to the SME-s business yet waiting for the bank services which is have less priority, rigid and complex rules by the regulator? This article is going to disscuss the role of Financial Techology: Peer to Peer Lending for SME in a safe and halal ways. Keywords: Financial Technology, Peer to Peer Lending, Crowdfunding, Small and Medium Enterprises, Halal Loan
Keywords: Financial Technology, Peer to Peer Lending, Crowdfunding, Small and Medium Enterprises, Halal Loan
Topic: International Conference of Islamic Economic and Financial Inclusion