LEGAL PROTECTIONS AGAINST CREDITORS DUE TO THE ONLINE CREDIT SYSTEM WHICH IS A BANKING PRODUCT
Devy Iziana Pradini; Izzi Zya Hariyadi, Hasbi Ariski
Airlangga University, Master of Notarial Law
Abstract
The development of technology in this very dynamic era of globalization makes everything done easier, faster and more efficiently. Shopping that used to be done face to face, can be done online, there are lots of online shopping offers that can be selected and used by the community. After this online shopping exists, online credit also appears. In the banking world, credit is usually submitted by prospective debitors to the bank face-to-face, but now there is no need for prospective debitors to meet face-to-face, all credit matters can be given out by simply downloading the application provided then credits can be submitted. The convenience offered by this internet convenience, which makes the role of banks that functionality to collect and channel funds in the community easier. Online credit, which is a new facility owned by banks, has made banks more careful in applying the precautionary principle, so that banks as creditors are not wrong in giving credit to prospective debtors because they are still strict in implementing the 5C principle in banks.
Keywords: Creditors; Online Credit, Banking
Topic: Law, Police and Forensic