Comparative Analysis of Productivity of Islamic Banking in Indonesia, Malaysia and Brunei Darussalam Period 2012-2017
Lina Nugraha Rani 1*), Puji Sucia Sukmaningrum 2 and Dr. Marhanum Che Mohd Salleh 3
1) Department of Islamic Economics, Faculty of Economics and Business
Airlangga University, Airlangga Street Number 4, Surabaya, Indonesia
2) Department of Islamic Economics, Faculty of Economics and Business
Airlangga University, Airlangga Street Number 4, Surabaya, Indonesia
3) Department of Economics and Management Sciences
International Islamic University Malaysia
53100 Gombak Street, Kuala Lumpur, Malaysia
{ linanugraha, puji.sucia }[at] feb.unair.ac.id, marhanum[at]iium.edu.my
Abstract
The development of Islamic banks very rapidly in the ASEAN, such as Indonesia, Malaysia and Brunei Darussalam. The comparison among the three countries is very important as the operational considerations and consideration of State institutions. One of the performance indicators of banking are efficiency and productivity. Comparison of the productivity of the banking between these countries would be helpful to identify the successes and failures of the policy bank. The methods used in this study are Index Malmquist. Malmquist index is an index used to compare bilateral production technology the two elements of the economy. In this case, the index consists of several results i.e.: efficiency change, technological change, pure efficiency change, economic change and the scale of the TFP change. Malmquist index is a measure of TFP changes from time to time, described the companys performance during a certain period. Stages of the development of this research was the collection of data of Syariah bank in Indonesia, Malaysia and Brunei Darussalam year period 2012-2017 and processing the data using the method of Malmquist Productivity Index (MPI).
Keywords: Islamic Bank, Southeast Asia, Productivity, Malmquist Productivity Index
Topic: Islamic Finance and Banking