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The highlighted issue in this research is low intention to repay loan among households. Low loan repayment intention can lead to default payment, delinquency as well as bankruptcy. This research is to investigate the impact of financial attitude and financial literacy on loan repayment intention. The total of 257 respondents in this research is households in Melaka. The sampling chosen in this research is purposive sampling. By using the Statistical Package for the Social Science (SPSS) version 22, all data gathered were analysed. In order to obtain the result, frequency distribution, descriptive analysis, reliability analysis and Pearson correlation analysis were conducted in the analysis part. This research found that financial attitude has a significant impact towards loan repayment intention. These finding could contribute to the body of knowledge by identifying determinants of loan repayment intention among households. Financial attitude is identified as a construct that guides future behaviour or the cause of the intention that leads to repay loan.