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Application of Financial Inclusion Policy at Islamic Microfinance
Husnul Khatimah

Universitas Islam 45


Abstract

The purpose of this study is to explain the role of BMTs in supporting inclusive financial policies, outline the obstacles faced in increasing financial inclusion. This research is a qualitative and quantitative study. The object of the research is BMT, society, academics, and experts in the field of Islamic microfinance as sources/informants. Data is processed using the ANP method. This research proves that BMT had a role in supporting financial inclusion policies in Indonesia. The issues faced by BMT is the problems of HR and products as the internal issues with legal and infrastructure problems as the external issues. To improve its role in the future, the priority strategy is an internal strategy, namely strengthening BMT functions, HR training, maintaining BMT characters, and increasing member benefits. External strategy by standardizing IT, improving BMT marketing strategies, and collaborating with Creative Economy Agency (Bekraf). The role of BMT in empowering micro-enterprises. BMTs efforts in empowering micro businesses are very optimal, namely by developing service products based on local needs and in accordance with the economic characteristics of the region in order to support the economic activities of the members. To improve its role the proposed strategies are internal strategies by strengthening BMT functions, training HR, maintaining character, and increasing member benefits with external strategies in the form of standardization of IT, improve marketing strategies, and cooperation with the Creative Economy Agency.

Keywords: analytical network process, financial inclusion, financial literacy

Topic: Islamic Micro finance

Link: https://ifory.id/abstract/AztEjFMRNCuc

Conference: THE 4th ANNUAL ISLAMIC FINANCE CONFERENCE (AIFC 2019)

Plain Format | Corresponding Author (Husnul Khatimah)

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