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Credit growth can be likened to a double-edged sword that is able to illustrate the contradictions of the resulting impact. Sometimes credit growth tends to credit booms and lead to major events such as the debt crisis in the 1980s, the exchange rate crisis in 1992, Sudden Stops in the 1990s and the global financial crisis in 2008. The events made its own dilemma if there was a policy of reducing credit is given to prevent credit booms for developing countries, while that country still need funding to support economic growth. The aims study is to analyze siginificance of impact of the credit growth that occurred in ASEAN during 2013-2017 towards banking health and financial fragility. This study uses empirical tests using a data analysis methodology, namely panel data and fixed effect regression analysis methods. The analysis appears to show that credit growth in ASEAN has no significant effect on banking health, while has significant effect towards financial fragility.