Indonesia Conference Directory

Bank Muamalat was the first sharia bank to appear in 1992, and successfully passed the 1998 crisis. This bank is also among the most protected banks from negative spreads and does not need to be given any liquidity assistance by Bank Indonesia. Bank Muamalat has spread to almost all cities in Indonesia, including in Malang. The study aims to determine the interest of the people of Malang city on Bank Muamalat products. The population of this study is the people of Malang. The sampling technique uses purposive random sampling, while the object of this research is Bank Muamalat products, Data collection uses techniques, interviews and questionnaires. Data analysis techniques use quantitative descriptive. The results of this study state that the enthusiasm of the Malang community towards Islamic banks is very high. The three types of products that have the greatest interest are Murabahah and Mmq for service financing, then Special Ratio Deposits for third-party funds. Malang people are very eager to move from conventional banks to Bank Muamalat products