Indonesia Conference Directory


<< Back

ALLEVIATING POVERTY THROUGH ISLAMIC MICROFINANCE: OUTREACH AND EFFICIENCY (STUDY ON BMT AND ISLAMIC COOPERATIVES IN INDONESIA)
Purwanto, Ina Primiana, Dian Masyita, Erie Febrian

1. Faculty of Business, President University, Bekasi - Indonesia, Purwanto[at]president.ac.id
2. Faculty of Economic and Business, Padjadjaran University, Bandung – Indonesia, ina.sagir[at]fe.unpad.ac.id
3. Faculty of Economic and Business, Padjadjaran University, Bandung – Indonesia, dian.masyita[at]fe.unpad.ac.id
4. Faculty of Economic and Business, Padjadjaran University, Bandung – Indonesia, erie_febrian[at]fe.unpad.ac.id


Abstract

The involvement of Islamic Microfinance Institutions (IMFI) in building the national economy is paramount to help the poor. Providing access and lower-level household services has the potential to create conflict with its sustainability. This study analyzes the social outreach factors that determine financial and social efficiencies. Mixed methods by combining quantitative and qualitative are able to answer the problems and desired goals. Data Envelopment Analysis (DEA) and multivariate analysis are statistical instruments, while interviews further clarify or deepen existing information. The estimation process of the dependent variables is influenced by the proxy of depth, breadth, length, scope, and cost. The results show that the average loan installments, the number of female borrowers, age, profit orientation and operational costs have a significant effect on financial and social efficiencies. The collection of funds and the amount and type of financing do not have a significant impact on financial efficiency, but is significant for social efficiency. Meanwhile, the amount and type of savings do not contribute significantly to both. The coefficients of determination were 45.1572% and 60.4167%. When compared to existing standards, the proportion is included as in the strong criteria.

Keywords: efficiency, outreach, depth, breadth, length, scope, cost

Topic: Islamic Micro finance

Link: https://ifory.id/abstract/CVmRN4HgGZjD

Conference: THE 4th ANNUAL ISLAMIC FINANCE CONFERENCE (AIFC 2019)

Plain Format | Corresponding Author (Purwanto Purwanto)

Featured Events

<< Swipe >>
<< Swipe >>

Embed Logo

If your conference is listed in our system, please put our logo somewhere in your website. Simply copy-paste the HTML code below to your website (ask your web admin):

<a target="_blank" href="https://ifory.id"><img src="https://ifory.id/ifory.png" title="Ifory - Indonesia Conference Directory" width="150" height="" border="0"></a>

Site Stats