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THE ROLE OF THE PROFESSIONAL INDEMNITY INSURANCE OF THE NURSE PROFESSION
Main-authors : Zahry Vandawati Chumaida (vanda.zahry.chumaida@gmail.com) Co-author : Fiska Silvia Raden Roro (fiskasilvia@gmail.com/fiska@fh@unair.ac.id) Bambang SAS (bambangsasfhua@yahoo.com)

Faculty of Law
Universitas Airlangga


Abstract

THE ROLE OF THE PROFESSIONAL INDEMNITY INSURANCE OF THE NURSE PROFESSION Main-authors : Zahry Vandawati Chumaida (vanda.zahry.chumaida@gmail.com) Co-author : Fiska Silvia Raden Roro (fiskasilvia@gmail.com/fiska@fh@unair.ac.id) Bambang SAS (bambangsasfhua@yahoo.com) Faculty of Law Universitas Airlangga Abstract Professional Indemnity Insurance for nurse profession provides cover for legal costs and expenses incurred in their defence, as well as any damages that may be awarded, if the nurses are alleged to have provided inadequate services that cause patients injured. The authority of the nurse in carrying out professional duties is regulated in Minister of Health Regulation No. 148/2010 so that the nurse has legitimacy in carrying out the practice of his profession. Related to the authority and duty of the nurses, they also have liability that need to be protected by professional indemnity insurance. This is certainly based on Law Number 40 of 2014 concerning Insurance. The responsibility of the nurse when making a mistake (negligence) in carrying out his duties at the hospital is possible to be transferred to the hospital through insurance coverage. In this case the hospital acts as the insured and the insurance company as the guarantor. The hospital is obliged to pay a premium to the insurance company. The method of this article is normative method, which allows authors to explore the topic in depth with two approaches, conceptual approach and statute approach. The conclusions of this paper namely are first, the nurses as a professional in the field of health is very important to be protected throgh professional indemnityinsurance. Second, in this case the hospital acts asthe insured; on the other hand, the insurance company is an entity which provides insurance. The hospital is obliged to pay aninsurance premium to the insurance company as insurer. Keywords : insurance, professional indemnity, nurse profession

Keywords: Keywords : insurance, professional indemnity, nurse profession

Topic: Trade and Business

Link: https://ifory.id/abstract/CvkmyhteD6xH

Conference: The 1st International Conference on Trade, Business, Human Rights, and Globalization (ICTBHRsG 2019)

Plain Format | Corresponding Author (Zahry Vandawati Chumaida Chumaida)

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