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ANALYSIS THE ROLE OF KSPPS BMT ARTHA INSANI ON THE FINANCIAL PERFORMANCE OF BLAMBANGAN MARKET TRADERS
Dian Pratama, Nofel Andriawan, Bari Bahtiar

Universitas Airlangga


Abstract

Blambangan market is one of a traditional market in Banyuwangi Regency. The low level of education of traders causes financial literacy to be low. The low of financial literacy resulted in the low of financial inclusion that can be enjoyed by traders, this resulted in the loan sharks practice of money lenders in developing their businesses. Seeing these problems KSPPS BMT Artha Insani was present to provide shariah financial services to solving market traders problem. This study aims to analyze the role of KSPPS BMT Artha Insani in improving the financial performance of traders, through shariah financial services products. The contribution of this study is to examine the differences in the financial performance of traders before and after getting to know shariah financial services. This study uses a qualitative method. Data collection techniques using data triangulation methods, namely direct observation, in-depth interviews, and Focus Group Discussion, data obtained through several respondents. Data is processed using data reduction methods, data presentation, and drawing the conclusions. The findings in this study are KSPPS BMT Artha Insani has a role in improving the financial performance in market traders with through shariah financial services products.

Keywords: BMT Artha Insani, Syariah Financial, Trader, Financial Performance

Topic: Sustainable Development in Islamic Perspective

Link: https://ifory.id/abstract/Hu74D9jdwm2x

Conference: THE 4th ANNUAL ISLAMIC FINANCE CONFERENCE (AIFC 2019)

Plain Format | Corresponding Author (Dian Pratama)

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