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The purpose of this study is to determine the level of financial literacy and the financial inclusion of Micro and Small Business in Semarang. The sample studied was 51 (fifty one) Micro and Small entrepreneurs fostered by Soegijapranata Catholic University in Semarang. The data analysis technique was carried out with a qualitative descriptive technique to describe the level of financial literacy and the application of financial inclusion of Micro and Small entrepreneurs. The research findings are that the level of financial literacy from Micro and Small entrepreneurs in Semarang, fostered by Soegijapranata Catholic University, was found that around 45% of respondents have a sufficient level of financial literacy, 25% of respondents have a high level of financial literacy, 12% of respondents have a low level of financial literacy, 10% of respondents have very low levels of financial literacy, and 8% of respondents have very high levels of financial literacy. While the application of financial inclusion was obtained results, most Micro and Small entrepreneurs (51%) have very low access to products and banking services, while 35% have low access, 8% have adequate access, and 6% have high access to products and banking services. An evaluation program is needed related to the form of services and financing facilities that are simpler and easily accessible by Micro and Small entrepreneurs.