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The purpose of this study is to find out: how much influence the e-money has on financial transactions, to know the impact of using e-money on economic growth in the community. This research uses descriptive longitudinal method, data collection techniques used are interviews with several users of electronic money. Results of research conducted on electronic money users prefer non-cash transactions and get a new fact that the majority of middle and upper class people prefer non-cash transactions because they are more effective and efficient in making transactions. From this research, it can be obtained the results that e-money can be a legitimate payment system that facilitates the upper middle and lower middle class. Human resources and the existing payment system can support E-money users to make transactions more non-cash.