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The high competition in the globalization era makes students often faced with various complicated problems. To be able to face increasingly challenging problems it is necessary to have habits of mind and strong understanding. Habits of mind and understanding can be formed and trained by applying formative assessments. The problem is not all the formative assessment strategies that students receive in lectures are in line as needed. In this research we will apply formative assessment through the stages of UbD, which aims to shape the habits of mind and understanding of the students. In contrast to other studies, this research used inverse design that is understanding by design in choosing the formative assessment strategy used. The method used is quantitative method with one-group pre-test post-test design. The purpose of this research is to know the improvement of habits of mind and understanding of the students. The result of the research shows that there is a significant increase both in students habits of mind and students understanding. The students habits of mind increases at medium category (N-gain = 43,9%), while students- understanding increases at medium category (N-gain = 45% ).