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The purpose of this descriptive study is to make a systematic, factual, and accurate description and know how to use the influence of financial technology (fintech) in financial transactions. Method approach in this study is uses the descriptive method. The result of this study is to show the study of the influence of fintech in financial transactions in genereal. In further research a more in-depth study will be conducted on the use of fintech. Fintech is the result of a combination of financial services and technology that ultimately changes the conventional business model to moderate. The influence of financial technology in financial transactions using the OVO application can be cheaper, faster and safer. OVO transaction category, such as Pay bills/top up (Electricity, Telephone, Internet or Insurance and other categories). Payment of transactions with the OVO application using OVO cash.