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MSMEs are one of the national economic pillars that need to be supported by the government. Giving capital to MSMEs through the Kredit Usaha Rakyat (KUR) program will have a positive impact on national economic growth. The government accommodates public awareness of the community by cooperating with Islamic banking in the distribution of KUR. However, the non-bankable MSMEs sector has become a challenge for Islamic banking in channelling KUR. Bookkeeping problems as a source of data analysis, assurance, business capacity and experience of MSMEs are the main problems in financing analysis. Islamic banking must be very careful in analysing financing so that the KUR program becomes healthy financing and can improve the quality of MSMEs in Indonesia. This study uses descriptive qualitative methods and uses a field research approach that is the case study. Sources of data come from primary and secondary data which are tested by triangulation techniques. The benefits of research for academics are adding scientific treasures and research development. While the benefits for practitioners are as a reference and foundation in policy formulation related to the analysis of financing for MSMEs.