Indonesia Conference Directory

Corresponding Author
Fifi Hakimi

Institutions
(1) Faculty of Economics and Business, Airlangga University, Surabaya;
(2) Faculty of Economics and Business, Airlangga University, Surabaya

Abstract
The purpose of this research is to adhere the relationship of several factors that influence compliance with paying zakat not only focused on intention, behavior and attitude. But, this research uses several factors such as several internal and external factors from muzaki, which internal factors variable are consist of knowledge, motivation, self efficacy and external factors variable are consist of service quality variables and interactions of zakat institutions in compliance with muzaki-s paying zakat for Muslim residents in several districts in Indonesia. This research model can also can be applied to explain this problem better in the future. The analysis technique used in this research used multiple regression analysis (OLS). The sampling technique used in this research used convenience sampling. The tool used is to collect data in the form of a digital questionnaire using the Likert scale 1-5. The software used to analyze the influence of endogenous variables on these exogenous variables used Eviews 10.0. The findings of this research are the variable of muzaki-s knowledge about zakat dominantly positive influences muzaki-s paying zakat compliance. The variable of muzaki-s motivation about zakat is also dominantly positive for muzaki-s paying zakat compliance. Followed by the results of the muzaki self efficacy variable which also has a positive effect on muzakki-s paying zakat compliance. However, the opposite results occur in the variables of service quality and interaction between institutions or zakat institutions which indicate that there is no influence on muzakki-s paying zakat compliance.

Keywords
Knowledge, Motivation, Self-Efficacy, Service Quality, Interaction, and Muzakki-s Paying Zakat Compliance.

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/bKGUe6Jxy7q9

Corresponding Author
Dania Ulfah Dianti

Institutions
Faculty of Economics and Business, Airlangga University
Jalan Airlangga 4 Surabaya 60286, Indonesia
daniadianti[at]gmail.com

Abstract
Microfinance institutions can be regarded as one of the important pillars in the process of financial intermediation needed by middle-income communities for consumption and production. The development of SMEs will improve Indonesian economy, how BMT sustain for a long time? What factors will make a BMT sustain? This study will discuss the factors that influence sustainability and use qualitative methods of literature study. The results found are Factors Sustainability Cooperatives and BMT are Membership and Leadership, while other factors come from the characteristics of each cooperative and BMT

Keywords
BMT, Sustainability, Cooperative

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/Dp7kZuVvLnQP

Corresponding Author
YUSUF KURNIAWAN

Institutions
Universitas Airlangga

Abstract
In a last decade many researchers around the world talk about mosque, However in majority they just focus on the building and the architecture itself. Rarely they discuss the function and effect of mosque to society, especially in social and economic area. With the power of masjid as the central payment of Infaq, Zakah and Waqf, mosque become the only one institution that always have sustainable growth and stable of financial revenue, The one of main goal of the discussion is to find a pattern and or framework which can easy to replicate. Therefore we take Indonesia as a subject, it has the most mosques and top muslim population in the world. Based on the discussion, it is suggested that mosque can be the center of civilization and economic tools and triggers through financial-based and community-based management systems.

Keywords
mosque, social impact, community, financial management

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/CkUAKVuMREfj

Corresponding Author
Azizah Esti Pratiwi

Institutions
Faculty of Economics and Business, Universitas Airlangga
Jl. Airlangga 4 Surabaya 60286, Indonesia
azizah.esti-2017[at]pasca.unair.ac.id

Abstract
The success of West Nusa Tenggara (NTB) tourism, especially Lombok in obtaining various halal tourism awards in the last three years should be appreciated. In this study the researcher wanted to know how the impact of halal tourism on the welfare of the community in terms of poverty level and the percentage of the number of unemployed within 5 years (2012-2016). The research method used is quantitative with multiple linear regression analysis method. The results showed that halal tourism had not significantly affected the welfare of the community, but some variables such as the number of tourists coming, the growth of GRDP OF NTB province and the number of existing hotels had a significant influence on the level of poverty and the percentage of the number of unemployed. The higher the number of tourists who come, the amount of regional income rises so that the poverty rate becomes low. The number of tourists has an impact on increasing the number of hotels so that the number of workers is more needed so that the percentage of the number of unemployed decreases.

Keywords
Halal Tourism, Poverty Level, Number Of Unemployed, Public Welfare

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/zjKBE2pmWRHy

Corresponding Author
Muhammad Roisul Basyar

Institutions
Master Of Public Policy
Faculty Of Social Science and Political Science
Universitas Airlangga

Abstract
East Java Provincial Government and Mojokerto Regency Government have a policy innovation in the form of Majapahit House development. This development is carried out to utilize the great history of Majapahit located in Trowualan District especially in Bejijong Village. One of the expected impacts with the construction of Majapahit House in Bejijong village in particular is for an increase in the MSMEs sector. Starting from the phenomenon, the authors are interested in doing this research to take the topic “Implementation of Policy of Majapahit House Development on MSMEs Sector improvement in Bejijong Village Trowulan District Mojokerto Regency”. The general purpose of this research is to see the description of the implementation of policy of Majapahit House development on MSMEs Sector improvement to know the success and obstacles that exist in practice. The methodology used in this research is descriptive qualitative. The theory used in this research is Public Policy Theory by using Policy Implementation Model from George C. Edward III. From the results of research conducted, it can be concluded that the policy is able to have a positive impact, the utilization of Majapahit House building to open a business, increased visits to Bejijong village and increasing demand for souvenirs typical of Majapahit. However, this policy is not supported by a planned human resource improvement program. This is due to the transfer of authority from two related agencies which resulted in the re-identification of data by the Department of Cooperatives and Micro Enterprises Mojokerto regency and the implementation program can-t be implemented by Disparpora Mojokerto regency. Therefore, it is expected that in the future to be completed the process of data identification in order to obtain accurate data to find out the programs needed by the people of Bejijong Village. And do coordination between related agencies in order to create a systematic program.

Keywords
Policy Implementation, Majapahit Home Development, Improvement of MSMEs Sector, Bejijong Village

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/bRmnPJYurMyh

Corresponding Author
Merintha Suryapuspita

Institutions
(a) Magister Public Policy, Airlangga University, merinthasuryapuspita[at]gmail.com
(b*) Department of Administration, Airlangga University, sasmorowati[at]gmail.com

Abstract
This study aims to explain how the e-money implementation for poverty by the goverment. However e-money system tends to be used by middle and upper economic class. The interesting, since 2017 Indonesian government has also implemented Non-Cash Food Assistance for poverty alleviation programs use e-money. To support the implementation of the program, One of pilot project for the implementation is Yogyakarta. Kotagede is sub district in Yogyakarta have 1.050 family targets. The method used in this study is qualitative, by interview approach and document analysis. The purpose of non-cash food assistance has not been fulfilled. This can be seen from 900 families who can exchange rice and eggs every month, 100 other families cannot exchange their assistance. However, the implementation of a non-cash food assistance program greatly facilitates the community in utilizing the assistance obtained every month. This is especially if it is compared with the previous program, namely, program beras sejahtera (food aid), that this not used e-money.

Keywords
E-Money, Povety, and Non-Cash Food Assistance Program

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/7DFPNnxZ3ApE

Corresponding Author
Yuanindra Istighfarin

Institutions
a) Master of Public Administration, Sebelas Maret University
Jl. Ir. Sutami 36A, Kentingan, Jebres, Surakarta 57126, Indonesia
*nindra.farin19[at]gmail.com
b) Faculty of Social and Political Science, Sebelas Maret University
Jl. Ir. Sutami 36A, Kentingan, Jebres, Surakarta 57126, Indonesia

Abstract
One of the factors that enhances peoples welfare is the existence of good licensing services so as to facilitate the community in the licensing process especially for business people and indirectly assist the economy. Therefore, the government issued an Online Single Submission (OSS) program, a system that integrates all business licensing services electronically for business actors in the form of business entities or individuals. Although its good to do, so far it hasnt been felt optimal. Even so, the One Single Submission (OSS) program is a government innovation that is feasible to continue to be developed because it provides many benefits for the community and encourages economic development so there needs to be an evaluation for this program so that it can provide appropriate facilities for the community, especially business people and stakeholders. This research method uses a variety of literature including books, previous research, news and other literature. Based on the results of the literature review found several factors that hinder the optimization of the program. The hope is that this article can trigger further research to analyze the Online Single Submission (OSS) program.

Keywords
Online Single Submission Program; Licensing System; Government Innovation

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/Gv3Y2f6e7Knm

Corresponding Author
Risa Sari Pertiwi

Institutions
(a,e) Master Programme of Science in Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia
(b,c) Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia
(d) Department of Islamic Economics and Finance, Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, Bandung, Indonesia

Abstract
This study aims to investigate the impact of the dual monetary policy transmission mechanism from conventional and Islamic policy on the growth of the real sector in Indonesia. We use monthly data from January 2009 to December 2018. This study is a quantitative research that applies Johansen Cointegration Test and Vector Error Correction Model (VECM) to see the long-term impact and response of shocks on certain variables. The findings show the existence of long-term causalities between conventional and Islamic monetary instrument on Industrial Production Index (IPI). In the long run, Interest rate (INT) and Islamic Bank Deposits is positive related to IPI, Conventional Bank Deposits is negative related to IPI, and Financing channeled by Islamic Banks (FINC) have a significant impact on the growth of the real sector in Indonesia. While the profit loss sharing rate (PLS), Total Conventional Bank Credit (LOAN) and Central Bank Certificate (SBI) did not have a significant impact during the observation period. Specifically, in the short term IPI will only be influenced by itself in the previous period. This study can be a reference to the government and monetary authorities for the development of monetary instruments that have a positive impact on increasing the growth of the real sector in Indonesia.

Keywords
Industrial Production Index, Dual monetary system, VECM

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/7F9XGPZm3DQy

Corresponding Author
Alvira Aina Ayun

Institutions
a.Student of the master of Science in Islamic Economics, Departement of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, alvira.aina.ayun-2018[at]pasca.unair.ac.id
b. Departement of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga

Abstract
This paper investigate empirically the effect of Islamic banking presence and Economic growth in The Organisation Islamic Cooperation (OIC) after crisis over the period 2009-2017. Using data for low middle income and upper middle income in OIC countries. The method research is quantitative which use economic methods such as OLS and Panel data frameworks. Using total asset, total financing and atm as Islamic banking presence indicator. The empirical results show that total asset in Islamic Banking presence have negative and posiive significantly affect economic growth in low and middle income OIC countries and ATM have positive significant affect economic growth, however no significant relationship observed between total financing and economic growth in OIC Countries.

Keywords
Islamic banking, economic growth, OIC countries

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/pWfGPtM8jJKx

Corresponding Author
abdullah khoiri

Institutions
(a) Student of the Master of Science in Islamic Economics, Faculty of Economic and Business Universitas Airlangga
(b) Department of the Master of Science in Islamic Economics, Faculty of Economic and Business Universitas Airlangga

Abstract
The purpose ofthis study was to analyze the reaction of investors in the Indonesia Stock Exchange (BEI) to the events of Presidential Election on April 17, 2019 to the Trading Volume Activity (TVA) and Abnormal Return (AR). The method used in this study is event study by doing different t-test for Trading Volume Activity (TVA) and Abnormal Return (AR) before and after the event. This study aims to examine and analyze the reaction of investors to the Presidential Election. This research was conducted companies in corporated in the JII at Indonesian Stock Exchange. The samples are 30 companies, with a purposive sampling method. . The analysis technique that used are Paired Sample t-Test and the Mann-Whitney Test. The results are there are no any differences in average abnormal return obtained by investors at the time before and after the Regulation of Finance Minister of Tax Amnesty .The hypotheses are rejected due to the short observation period and the results are the movement of capital markets in Indonesia is still stable on Presidential Election.The event does not contain meaningful information for investors, so investors in the capital market do not react.

Keywords
Event Study, Islamic Capital Masket, Trading Volume Activity, Abnormal Return

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/HWNRDCPmZnqd

Corresponding Author
Masrizal Rizal

Institutions
a) Master Candidate Of Islamic Economic, Faculty Of Economic and Business, Airlangga University, Surabaya, Indonesia
*masrizal-2017[at]pasca.unair.ac.id
b) Depertment Of Islamic Economic, Faculty Of Economic and Business, Airlangga University, Surabaya, Indonesia

Abstract
The economic system requires smoothness and balance between sectors, such as the real sector and finance. The real sector requires funds from the financial sector as a source of financing in the framework of the production process. This study examines the Islamic finance sector on economic growth in Indonesia. This study uses monthly data from January 2003 to July 2018. This study is a quantitative study that applies the Johansen Cointegration Test and Vector Error Correction Model to see the long-term impacts and shocks responses on certain variables. The findings indicate the existence of short-term and long-term causality between Islamic financial variables and economic growth. The VECM estimation shows that in particular in the long run, the DPK and INF are negatively related to IPI, while PMB and JII are positively related. In the short term, INF has a significant effect on IPI. The IPI response to shocks that occur in DPK, PMB, JII dan INF was negative.

Keywords
Islamic banking; Islamic finance; Economic growt; VECM; Indonesia

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/knDZKVBfgWwL

Corresponding Author
Ria Setyawati

Institutions
Law Faculty, Airlangga University & Faculty of Economics and Business, Vocations Faculty, Airlangga University

Abstract
Indonesia has a set of rules in dealing with predatory price behavior. until now the Indonesia competition authority has never ensnared undertakings based on the articles. The absence of cases of violations of articles on predator prices does not mean that no under taking in Indonesia applies a predator price strategy in conducting business activities. In the current digital era, large online-based businesses have a great opportunity to implement predatory pricing strategies. For example, undertakings in the market of online transportation. In The business strategy carried out by businesses to win the online transportation market has a major impact on the Indonesian economy in several sectors that are directly or indirectly assembled. This is a challenge for Indonesias competition authority to enforce the rule of law related to violations of articles on predator prices. In this paper we examine whether the legal arrangements regarding predator prices in Indonesia can be applied to the behavior of predator prices carried out by online transportation company, or is the existing regulation can be used as a legal basis for undertakings to implement predatory pricing strategies?

Keywords
predatory pricing, predatory pricing in indonesia

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/MD8UcfzLVHWC

Corresponding Author
Miftahur Rahman

Institutions
a) Faculty of Economics and Business, University Airlangga, Surabaya.
*miftahur.rahman-2017[at]pasca.unair.ac.id

Abstract
This study aims to analyze the effect of long-term and short-term macroeconomic variables on the shariah capital market using the Indonesian Islamic Stock Index (ISSI). This research is a quantitive study that applies a Vector Error Correction Model (VECM). The empirical findings show that the inflation rate had a negative effect with a 5% significance level, while the exchange rate had a negative effect with a significant level of 10%. The Industrial Production Index and gold prices had a positive effect at a 10% significance level while the gold price influence positively and significantly at 5% significance rate against ISSI. Investors should consider macroeconomic variables before investing in the shariah capital market.

Keywords
IPI, Indonesian Islamic Stock Index (ISSI), Gold Price, Oil Price

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/Yvkqe9QUXm7L

Corresponding Author
Annisa Qadarusman Tini

Institutions
Faculty of Economics and Busines, Universitas Airlangga

Abstract
This study aims to find out how different sharia gold mortgage financing procedures exist in Indonesia and Malaysia. The object of research is two banks from Indonesia and two banks from Malaysia. This study includes qualitative research with a comparative descriptive approach. where the object of this study is two countries of Indonesia and Malaysia with each of the two banks in each country. The data used in this study is secondary data obtained from previous research, web, and reference books. The results of this study explain what are the requirements that must be provided to carry out sharia gold pledges, what are the benefits and contracts, how are the procedures and calculation of financing estimates up to the extension and repayment of pawning. The difference between the two countries can be seen from the financing where in Indonesia, there is an administrative fee at the beginning of the pawn whereas in Malaysia there is no administrative fee at the time of the initial pawn. Financing received by customers in Indonesia can reach an estimated percentage of up to 90% and Malaysia only applies the estimated percentage of financing up to 80%. The period of repayment of pawning in Malaysia is longer than in Indonesia, which reaches the repayment period of pawning for six months where Indonesia is only for four months with a different renewal time in each bank.

Keywords
Islamic Gold Pawn, Indonesia, Malaysia, Islamic Bank Products

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/juFebNzDq2U4

Corresponding Author
Alfi Rohmatul Hidayah

Institutions
(a) Faculty of Social and Politic, Airlangga University
Jl. Airlangga No.4 - 6, Surabaya 60115, Indonesia
alfi.rohmatul.hidayah-2018[at]fisip.unair.ac.id

(b) Faculty of Social and Politic, Airlangga University
Jl. Airlangga No.4 - 6, Surabaya 60115, Indonesia
nisa.illahiati[at]fisip.unair.ac.id

Abstract
The objective of this study is to analyze the deconstruction of home meaning both physically and psychologically among the millennials in urban area, particularly the city of Surabaya. Based on the data collected, the trend of traveling and enriching experiences are considered more important for millennials compared to the ownership of a place to live. Even in urban area, new spaces have been emerged to replace the function of home. For instances apartment, boarding house, and inns that are affordable compared to the price of one land plot in the city. Home is not only inferred as a place to rest and gather with the family, but also for a place to work, to develop entrepreneurship, or to hold the building ownership in order to stop for a while. Meanwhile, millennials are able to create activities outside their houses as a new happiness as in the home. By using Derrida-s deconstruction approach through analyzing the texts spoken by the interviewees, this research aims to identify the complexity of the significance on home concept both physically (buildings) and psychologically (the inherent values). The meaning patterns of the collected data will be linked to the traces followed. So that the significance complexity of home concept in urban area by millennials can be found.

Keywords
deconstruction, home concept, millennials, urban culture

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/kuCMRyHwB2Un

Corresponding Author
Ikhsanul Rizki

Institutions
a) Faculty of Economy and Business, Universitas Airlangga, Jl. Airlangga No.4, Airlangga, Gubeng, Kota SBY, Jawa Timur 60286

b) Faculty of Economy and Business, Universitas Airlangga, Jl. Airlangga No.4, Airlangga, Gubeng, Kota SBY, Jawa Timur 60286

Abstract
Income inequality has always been one of the problems in the world of industrial economics. One of the solutions to this problem is the establishment of the minimum wages system, however, the system has not been able to solve the complexity of wage problems. In fact, there are still many workers who are given a salary that is not in accordance with the energy time and skills they have contributed. This ultimately triggered conflict between workers and employers. Islam aims to realize the welfare of humanity. In the Islamic perspective, the provision of salaries to workers by employers must be carried out with the principle of justice so that the salary provided benefits for both parties without violating the rights and obligations of both.

Keywords
Minimum wage; Justice;Work; Islamic economic

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/CuXpDBntvj9U

Corresponding Author
Sri Herianingrum

Institutions
Master Of Islamic Economic
Faculty Of Economic and Business
Universitas Airlangga Surabaya

Abstract
This study aims to analyze the role of mosques in community empowerment. The function of the mosque is not only the center of worship activities, but also as the economic center of Muslims. The worship orientation which prioritizes the improvement of the value and quality of individual faith has ignored other important dimensions, namely the development and empowerment of Muslims as a whole. The study was conducted at the Shalahuddin Sidoarjo Mosque. The approach used is a case study. The results of this study are that there are programs related to economic empowerment, including economic empowerment through BMT and waqf, economic empowerment through Islamic minimarket.

Keywords
Mosque, Economic Empowerment, welfare

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/tXe9AyjqMUfV

Corresponding Author
Okyviandi Putra Erlangga

Institutions
(a) Faculty of Economics and Business, Universitas Airlangga
Jalan Airlangga 4 Surabaya 60286, Indonesia
okyviandiputra[at]gmail.com
(b) Faculty of Economics and Business, University of Jember
Jember 68121, Indonesia

Abstract
Indonesia is a country that has the most Muslim population in the world. This has implications for the large number of mosques that spread from urban to rural areas. This is what drives practitioners of Islamic finance to empower the function of the mosque by forming a Baitul Maal wa Tamwil (BMT) and known as the Mosque-Based BMT (MBB). Currently, MBB is slowly being established in a number of regions in Indonesia, especially in rural areas that have not been reached by financial institutions. Due to its location, MBB offer different financing models from BMT in general. This occurence drives the writer to summarize what financing models can be applied in distributing MBB funds to members, as well as finding the ideal financing model according to the MBB conditions. The author finds a couple of financing models can be applied to MBB, but financing models that has the lowest risk of loss needs to be considered. Participation-based financing such as Musharaka and Mudaraba contracts are seen as having a lower risk than other financing models.

Keywords
Mosque-Based BMT, Financing Models

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/F6ZhL3ubDqya

Corresponding Author
Nabilla Rizka Ardiani

Institutions
Faculty of Economic and Business, Universitas Airlangga, Jalan Airlangga No 4-6 Gubeng, Surabaya, East Java

Abstract
This research aims to find out how work motivation and organizational culture can improve employees performance. In islam, it is important to create a good, conducive and comfortable work environment. In addition, maintaining work motivation and building decent organizational culture are parts of factors that lead to the company-s success. This research is qualitative research, using the literature study method. This study uses secondary data that was collected from journals, books, and articles relating to the research theme. It concludes, in islam, every work is worship, and when the concept os worship is applied in building work motivation and organizational culture, each employee will have a sense of reponsibility and preserve the islamic values while doing every job task.

Keywords
Motivation, Organitation Culture, Islamic Persperctive

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/faXAqHEPRLYc

Corresponding Author
Inayah Swasti Ratih

Institutions
a) Fakultas Ekonomi dan Bisnis, Universitas Airlangga
Jl. Airlangga No.4 - 6, Surabaya 60115, Indonesia
*inayah.swasti.ratih-2018[at]pasca.unair.ac.id

b) Fakultas Ekonomi dan Bisnis, Universitas Airlangga
Jl. Airlangga No.4 - 6, Surabaya 60115, Indonesia
*iswati[at]feb.unair.ac.id

c) Fakultas Ekonomi dan Bisnis, Universitas Airlangga
Jl. Airlangga No.4 - 6, Surabaya 60115, Indonesia
*tamimah-2018[at]pasca.unair.ac.id

Abstract
The halal food industry around the world is currently developed along with the growth of Muslim population. Muslims have been spreading all around the world, including in Japan. It encourages Japan, a country with Muslim minorities, to develop Halal food products. In developing halal food products, producers who have a target market in Japan must have a strategy that matches the behavior of Muslim consumers in Japan as a Minority. The purpose of this study is to determine the effect of religiosity, food ingredients, halal logo, knowledge, and income on the willingness of Indonesian Muslim consumers in Japan to buy Halal Food Products. The research method used is a quantitative method, using regression analysis tests. The results of this is the study can be used as refrence for development of Halal food product in Japan and another country.

Keywords
Muslim, Consumer Behaviour, Halal Food, Japan

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/uqNv3jbB4y7L

Corresponding Author
Muhammad Rafi Siregar

Institutions
a) Faculty of Economy and Business, Universitas Airlangga
Surabaya, Indonesia
*muhammad.rafi-2017[at]pasca.unair.ac.id
b) Faculty of Economy and Business, Universitas Airlangga
Surabaya, Indonesia
rizqi.febriandika[at]gmail.com

Abstract
The forms of fiscal economic instruments that form the basis of Islamic state buildings are zakat, infaq, and sadaqah (ZIS). Through the public financial institution which was then named Baitulmal, ZIS became one of the pillars of state finance. This modernization of technology will make the opportunity for ZIS Islamic philanthropy instruments to develop in Indonesia. As the theory of change of generation, that each generation has different characteristics. For Z generation, technology that is all sophisticated, practical and fast is no stranger. One characteristic of the millennial era is the emergence of various financial access facilities such as digital money. Digital money has a dual meaning that can refer to virtual money (cryptocurrency) and electronic money (E-Money). To carry out the role of ZIS as an Islamic philanthropic instrument in the millennial era, there is a need for cooperation between the National Zakat Agency (BAZNAS) and the Amil Zakat Institution (LAZ) as an official institution to collect and distribute zakat funds in Indonesia with electronic money publishers. With the system and facilities found in e-money, the Z generation as the main e-money users can easily channel their zakat, infaq and charity funds. However, this does not reduce the traditional role of zakat withdrawal that has been applied. specifically for virtual money, Islam prohibits use because there are gharar, maisyir, and usury elements in cryptocurrency products. BI, as central banks in Indonesia have also banned the use of virtual money.

Keywords
Zakat; Infaq; Shadaqah; Cryptocurrency; Electronic Money; Fintech

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/uPvYk3TJCwKG

Corresponding Author
khaled nour aldeen

Institutions

Faculty of Economics, Damascus university
Damascus-Syria
Department of Islamic Economics, Faculty of Economics and Business, Airlangga University
Surabaya-Indonesia2
Department of Islamic Economics, Faculty of Economics and Business, Airlangga University
Surabaya-Indonesia3
1Email: Khaled.knd[at]hotmail.com, 2Email: alamdar2000pk[at]yahoo.com,3Email: ronmawardi[at]feb.unair.ac.id

Abstract
The aim of this study is to understand perception of conventional banks- customers towards Islamic banking by examining their level of awareness about Islamic banking. The qualitative approach was used in the form of semi-structured interviews under the phenomenological approach. The main findings of this research are customers lack awareness of Islamic banking operations. Furthermore, Islamic banks- stuff play a crucial rule to enhance awareness and willingness towards their services. This study revealed that an informative advertising campaign is highly recommended to raise the awareness level among Syrians towards Islamic banking. Furthermore, Islamic banks should be more selective especially when they recruit customer service operation staff. This research is a pioneering attempt towards Islamic banking issues in the case of Syria from a customer perspective. It contributes to the Syrian perceptions towards Islamic banking literature.

Keywords
Keywords: Islamic banks, Conventional banks, Syria.

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/UfqTcwHpKBtF

Corresponding Author
Abu Bakar

Institutions
Fakultas Ekonomi dan Bisnis Universitas Airlangga
abu.bakar-2017[at]pasca.unair.ac.id

Abstract
In this paper, we explain how the role of Baitul Maal in managing fiscal policies in Islamic macroeconomics. With descriptive methods and historical approaches, this paper reviews the management of baitul maal in regulating Islamic fiscal policy, using several sources of literature, so that this study is categorized as library research.

Keywords
Keyword: Baitul maal, fiscal policy

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/WagCKJtE94d2

Corresponding Author
Nikmah Suryandari

Institutions
Trunojoyo University

Abstract
Food is closely related to the principle of social identity, our daily activities with another person has sacred or worldly. In addition, culinary culture also has a certain meaning for the audience. Every food which in is used of part a cultural ritual that always has a symbolic side, meaning and morals that represent its cultural identity. Petis is an inseparable food from Maduras various culinary recipes. Petis symbolizes the proof and symbol of the hard work of the coastal communities of Madura. Petis can be interpreted as a hope of the community and shows the existence of a Madurese ethnic identity that distinguishes it from other communities. This paper is part of research on the cultural identity of migrants in Madura. The purpose of this study was to determine the relationship between people with food, which can reveal a lot of information about them. The choice of food is able to expose a group or a persons belief, passion, background knowledge, assumptions and personality. food choices and eating habits understood to be related to the phenomenon of socialization and social bonding, the construction of collective identity under which to show the logic of social distinction and organization of life in society.

Keywords
petis, madura, cultural identity, food and identity

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/MLGyPnfAxuZR

Corresponding Author
Faridatun Najiyah

Institutions
Faculty of Economics and Business, Universitas Airlangga

Abstract
The purpose of this study is to find out poverty in an Islamic perspective and efforts to alleviate poverty in Islam. Poverty is a social problem that always exists in the midst of society and in essence poverty is a classic problem that has existed since humanity existed. Experts differ in determining the benchmarks of poverty and poverty. Whereas in Islam, one of the benchmarks that make someone categorized as poor in Islam is zakat. This study uses a descriptive-comparative method with a qualitative approach. This study uses library research methods, the sources of which are taken from secondary sources in the form of books, journals and papers related to poverty in an Islamic perspective.

Keywords
Poverty, Alleviation Efforts, Islamic Perspective

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/DZuawXLe6BMA

Corresponding Author
Khusnul Fikriyah

Institutions
Universitas Negeri Surabaya

Abstract
This article aims to examine and analyze the phenomena of the 2019 beauty trend, and how consumers make cosmetic purchasing decisions. Nowadays, facial makeup seems to be a complement to fashion, especially for working women. Because it is in direct contact with the body, natural and holy cosmetics are very important for Muslim women to work. cosmetics with halal certification are now widely produced, because of the enormous interest of consumers. however, at this time there are also many cosmetics that use hazardous chemicals, alcohol, and some even contain a mixture of unclean animals, such as pigs and dogs. This article intends to review whether product attributes and halal certification in cosmetics influence purchasing decisions in working Muslim women. This study uses quantitative methods with data obtained through questionnaires and measured by a Likert scale. The results of this study shows that the product attributes and halal certification in cosmetics influence the purchasing decisions of working Muslim women.

Keywords
Product Attributes, Halal Certification, Purchasing Decisions

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/M6NXcTZVJFDQ

Corresponding Author
Dya Muthiah Rahmi

Institutions
Faculty of Economics and Business, Universitas Airlangga Indonesia

Abstract
This study aims to examine the role of zakat in overcoming the problem of poverty and unemployment. In Islamic fiscal policy, zakat is used as an instrument to improve peoples welfare by empowering the needy. This study is qualitative research that applies the study literature approach, obtained from books, Al-Quran, Hadiths and related journals. This study concludes, if the utilization of productive zakat assets is well managed, zakat can be used as a solution to overcome the existing problems of poverty and high rate of unemployment. Productive zakat provides a prolonged benefit for mustahik (the receiver of zakat), more than just fulfilling their basic needs.

Keywords
Zakat, Poverty, Unemployment, Social Problems, Islamic Fiscal Policy

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/YJuekdZ4VqbK

Corresponding Author
najiatun najiatun

Institutions
(a) Student of the Master of Science in Islamic Economics, School of Postgraduate University Press
(b) Department of Islamic Economics, Faculty of Business and Economics, University of Airlangga

Abstract
The banking industry in its development experience satisfactory results. The financial performance of bias used to measure the progress. The purpose of this study was to compare the profitability of Islamic banks and conventional banks in Indonesia period 2010-2017. The data used consists of 8 Islamic banks and 9 banks Conventional in Indonesia in the period 2010-2017. The findings of this study is a comparison of profitability (ROA) in Islamic banks and conventional banks, the dependent variable Return on Assets ( ROA) had no significant effect to Capital Adequacy Ratio ( CAR). then to Financing to Deposit Ratio ( FDR) / Loan To Deposit Ratio (LDR) had no significant effect. But for the negative influence of Islamic banks. Whereas for Non Performing Financing ( NPF) / non-performing loans (NPLs) that the results are significantly better than Islamic banks or banks conventional.

Keywords
Profitability, Islamic Bank, Conventional Bank, ROA, CAR, FDR / LDR, NPF / NPL.

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/4PnMpZaEtYXe

Corresponding Author
Donny Rianda Abadi

Institutions
Master of Management Airlangga University

Abstract
This research has a view that contains the other side of the supply-demand of prostitution service commodities, as well as the transformation of the life and management of modern prostitution after the closure of localization in the city of Surabaya. This research divides discourse in a feminist way and ignores other influential spectrum such as Religion, Moral and Politics. The logical and reasoning side in this study uses the Management Economics and Marketing 4.0 theories to explore the marketing that took place in the prostitution business in Surabaya, especially in the millennial era today. This research will portray the modernization of prostitution business management after the closure of localization (Dolly) by the Surabaya city government and how this business is transformed using the latest marketing techniques. Stealth marketing that are carried out can form new marketing techniques that are organized and neatly arranged in certain circles – consumers. The method used in this study is qualitative explanatory. Discussion of the facts in the field will be explained based on marketing theories such as Stealth Marketing, Expanded Marketing Mix for Services and Marketing 4.0.

Keywords
transformation of prostitution business, modernization of prostitution business management after closure of localization, Stealth Marketing, Expanded Marketing Mix for Services and Marketing 4.0.

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/3m8dHhQ9bYcN

Corresponding Author
Isnaini anniswati rosyida

Institutions
a)Faculty of Economics and Business, accounting department, Trunojoyo University Madura, Indonesia
*isnainiarosyida[at]gmail.com
b)Faculty of Economics and Business, accounting department, Trunojoyo University Madura Indonesia

Abstract
This study aims to determine the effect of scientific publication requirements on plagiarism and the role of locus of control as a moderating variable from the influence of scientific publication requirements on plagiarism in private universities. This research uses a quantitative method with respondents from Accounting lecturers at Private Universities in East Java. The researcher used the Smart PLS 3.0 program to test the research hypothesis to examine the effect of scientific publication requirements on plagiarism and examine the role of locus of control as a moderating variable from the influence of the burden of scientific publications on plagiarism. The sample in this study is a lecturer at a Private College in East Java. The method used to determine the sample is purposive sampling. The research data was obtained by distributing questionnaires directly to the respondents. The test results show that the burden of scientific publications influences plagiarism. Locus of control is a moderating variable from the influence of the burden of scientific publications on plagiarism on accounting lecturers in private universities.

Keywords
Scientific Publication, Locus of Control, Plagiarism

Topic
Social and Economic Issues

Link: https://ifory.id/abstract/39RHnpFGJ8CP