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The Fulfillment of Human Service Rights of Patients in Hospitals at the BPJS Era: Is That Right?
Hari Dwi Suharsono, Tita Hariyanti, Achmad Zani Pitoyo

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Corresponding Author
Hari Dwi Suharsono

Institutions
Master of Hospital Management Program, Faculty of Medicine, Universitas Brawijaya, Malang

Abstract
Government regulations are made to provide equal distribution of peoples welfare. The law on National Health Insurance and health regulations give the people the right to get good health services. The existence of Perdirjampelkes Number 4 of 2018 concerning the Implementation of Competency-Based Tiered Systems through Information System Integration (Online Referral) has an impact on type C hospitals and their services. The BPJS online referral system was actually made to facilitate and improve the quality of services in hospitals, but it turned out to cause many problems in its implementation. This study focuses on exploring the fulfillment of the human service rights of patients in obtaining hospital services in the BPJS era. The purpose of this study is to explore the fulfillment of the human service rights of patients in obtaining hospital services in the BPJS era. This study uses qualitative research methods with a case study approach. Data was collected by interviewing 8 informants. The researcher found that RS Karya had taken proactive actions against sudden changes due to a tiered online referral system by increasing human resources and facilities to provide human service rights. BPJS applies tiered online referral rules that have an impact on not fulfilling human service rights. The new BPJS regulation can be a threat if the hospital does not change to improve quality and anticipate it with crisis management. Human services are carried out to provide patient rights without violating regulations made by BPJS. Suggestions for research are that hospitals need to form a crisis management team and prepare crisis management strategies to fulfill patient rights.

Keywords
Human service rights of patients, hospitals, BPJS, qualitative, case studies

Topic
Social Health Insurance

Link: https://ifory.id/abstract/wyxWpV8Q9jaT


Experiential Learning Methods based on Education and Training in Management Community Health Centers to Improve the Competency of Health Workers in South Sulawesi Health Centers
Andi Mansur Sulolipu (a), Ridwan Amiruddin (b), Sukri Palutturi (c*), Ridwan M. Thaha (d)

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Corresponding Author
Andi Mansur Sulolipu

Institutions
hasanuddin University

Abstract
Background: The quality of the results of education and training of health workers in general is still inadequate. Ineffective training activities can be seen in the number of complaints from trainees and learning outcomes that are not optimal. Aims: To find out the influence of Experimental Strategy-based training on the Coordination of Health Training Participants. Methods: This study used qualitative methods. The informants were 12 trainees. Data collection used in-depth interviews. The tools used were tape recorders, and camcorders. Results: This study found that the Experiential Learning method is relevant for use in increasing Competency Based Training in a group of health workers (Doctors, Nurses, Midwives, and SKM (Bachelor of Public Health) who come from different functional health positions) at the South Sulawesi Community Health Center. Conclusion: Competency Based Training for health workers can be done using one method, namely Experimental Learning.

Keywords
Education, Training, Experimental Learning and Competency Based Training

Topic
Information, technology, and women

Link: https://ifory.id/abstract/6zGd8kmPCKYQ


Communication and Coordination to Face Disaster in X Hospital
Masyitha Muis, Fridawaty Rifai, Muhammad Jufri

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Corresponding Author
Masyitha Muis

Institutions
Occupational Health and safety Faculty of Public Health, Hasanuddin University

Abstract
The main factors that determine the success of a hospital disaster alert team are the ability to communicate, coordinate and work effectively as a team, ability to deliver commands quickly and effectively during catastrophic events using the unified command structure, maximizing coordination role with related agencies is the key to successful handling of any emergency condition This research aims to determine the communication and coordination system in hospital X during catastrophic events. A qualitative study uses a descriptive approach to the design of Phenyomology. Data obtained through in-depth interview, focused observation, document review, as many as 11 informants are determined by using purposive and Snowball Sampling, 9 informants from hospital are director, officer who served as disaster Commander, team member, public relations and 2 informants from (Badan Penanggulangan Bencana Daerah) BPBD and coordinator of Call Centre unit 112. Data processed with QSR NVivo 12 Plus. The communication system includes the command centre has not been determined, the placement of officers on communication systems in the ER planning does not exist, there has been no placement of radio operator officers, a Visitor control centre planning around the ER does not exist, communication plan with the media does not exist, a special telephone line planning (involving local ORARI) does not exist, the number of HT are still limited (4 pcs), while the coordination with MOU other agency/stakeholder with BPBD and Call Centre 112 already exists. Coordination meeting has been conducted in 2018. The management suggested making a Hospital Disaster Plan which contains integrated communication and coordination system planning for external and internal disasters and applies with disaster simulation immediately.

Keywords
Command centre, hospital disaster plan, nvivo

Topic
Quality, Safety and Service

Link: https://ifory.id/abstract/98a2JKwptMDy


The Implementation of the Value of Local Philosophy on Nurse Performance in Bima Regional General Hospital, Indonesia
Syamsuriansyah Sadakah1, Sukri Palutturi2*, Syahrir A. Pasinringi3, Andi Indahwaty Sidin3, Ridwan Amiruddin4, Sangkala5, Lalu Muhammad Saleh6

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Corresponding Author
Syamsuriansyah Sadakah

Institutions
1Doctoral Student of Public Health Hasanuddin University
2 Professor, Department of Health Policy and Administration Faculty of Public Health Hasanuddin University
3Senior Lecturer, Department of Hospital Management and Administration Faculty of Public Health Hasanuddin University
4Professor, Department of Epidemiology Faculty of Public Health Hasanuddin University
5Professor, Faculty of Social and Political Science Hasanuddin University
6Lecturer, Department of Occupational Health and Safety Faculty of Public Health Hasanuddin University

Abstract
Objective: This study aimed to describe the values of local philosophy of nurse as a manifestation of improving the performance of nurses in Bima Regional General Hospital. Methods: The research used in this study was a qualitative method with a case study approach. Data were collected using in-depth interviews with nurses and hospital directors, and focus group discussion with nurses, and supervisors. Result: The results showed that the values of Local philosophy as a complex of ideas, norms, attitudes, communication, and regulations in the performance of nurses. However, the values of local philosophy were improving the performance of nurses Bima Regional General Hospital. Bima Regional General Hospital has implemented the values of local philosophy. Even though the hospital should make written regulation of local philosophy as a policy. Obviously, we cannot deny that the values of local philosophy greatly affect nurse performance then affect human behavior. Conclusion: The values of Local philosophy as a complex of ideas, norms, attitudes, communication, and regulations in the performance of nurses. Basically, those values were derived from language as a form of verbal and nonverbal communication which were obtained from the history and social life of Bimanese.

Keywords
The values of Local Philosophy, Nurse Performance, Hospital

Topic
Nursing Education and Practice

Link: https://ifory.id/abstract/DL4avBmW8wdj


HUBUNGAN TINGKAT KEPUASAN PASIEN RAWAT INAP TERHADAP MUTU PELAYANAN BPJS DENGAN METODE SERVQUAL DI RSUD SAMBAS
Morich Kristoper, Agus Fitriangga, Ita Armyanti, Mistika Zakiah

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Corresponding Author
Morich Kristoper

Institutions
Fakultas Kedokteran, Universitas Tanjungpura

Abstract
Latar Belakang: Badan Penyelenggara Jaminan Sosial (BPJS) adalah badan hukum publik untuk menyelenggarakan program jaminan sosial. BPJS Kesehatan mengacu pada pelayanan kesehatan prima. Mutu pelayanan ditujukan untuk memuaskan pelanggan atau masyarakat melalui tingkat kepuasan pelanggan atau masyarakat yang dapat dinilai dengan 5 dimensi metode penilaian Servqual. Tujuan: Penelitian ini bertujuan untuk mengetahui hubungan tingkat kepuasan pasien rawat inap terhadap mutu pelyanan BPJS dengan metose servqual di RSUD Sambas. Metodologi: Penelitian ini menggunakan metode analitik observasional dengan rancangan potong lintang (cross sectional). Sampel penelitian ini berjumlah 60 responden. Data diperoleh dari kuisioner yang diisi oleh responden. Analisis statistik yang digunakan adalah uji Chi Square. Hasil: Hasil analisis statistik menggunakan uji Chi Square menunjukan tidak terdapat pengaruh terhadap 5 dimensi metode penilaian Servqual (p > 0,05). Kesimpulan: Tidak ada hubungan antara kepuasan pasien terhadap mutu pelayanan BPJS dengan metode Servqual di RSUD Sambas. Background: Social Security Administration (BPJS) is a public legal entity for organizing social security programs. social security administrations of healthy refers to prime health services Service quality is intended to satisfy customers or the community through the level of customer or community satisfaction that can be assessed with 5 dimensions of servqual valuation methods. Objective: This study aims to determine the relationship of inpatients satisfaction level to the service quality of BPJS with the Servqual method in regional public hospital of Sambas. Methods: This study used an observational analytic method with a cross sectional design. The sample of this study amounted to 60 respondents. The data obtained from questionnaires answered by respondents. The statistical analysis used is Chi Square Test. Result: The results of the statistical analysis using the Chi Square test were no effect on the 5 dimensions of the Servqual assessment method (p > 0,05). Conclusion: There is no relationship between patient satisfaction with the quality of BPJS services with servqual methods in Resgional Public Hospital of Sambas.

Keywords
Kepuasan pasien, mutu pelayanan BPJS, metode penilaian Servqual

Topic
Social Health Insurance

Link: https://ifory.id/abstract/KdJxDecmWhMz


HOSPITAL ACCREDITATION AND PATIENT-S PERCEPTION TOWARDS SERVICE QUALITY
Syahrir A. Pasinringi, Fridawaty Rivai, Nur Arifah

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Corresponding Author
Syahrir A. Pasinringi

Institutions
Departement of Hospital Management, Faculty of Public Health, Hasanuddin University. Makassar, Indonesia

Abstract
Health care quality gained global concern for decades. A qualified and safe service quality has been expected and become the main purpose of the community, health practioners, health facilities, owners and regulators. One of external strategies which is used generally, is in the form of acknowledgement of implemented quality management system, namely, certification and accreditation. The study aimed to analyze the correlation between the hospital levels of accreditation with the service quality towards several aspects, access,service flow, and hospital-s staff in several hospital in Makassar city in 2018. This study was quantitative research with cross sectional study design. The population was all patient in inpatient of hospitals in Makassar city. Sampling technique was stratified random sampling with total respondents was 1.876 gained from 13 hospitals in Makassar city. Results shown hospitals with middle level (madya) accreditation and those at basic level whether government and private hospital have differences in terms of patien satisfaction toward access, service flow and staff (p=0.000). However, for hospitals with the level of accreditation was paripurna and utama there was no differences for the patient satisfaction in the aspects of access (p=0,076), but there was a different at service flow (p=0.000) and staff (p=0.001) for both government and private hospitals.

Keywords
Accreditation, service quality, satisfaction, hospital

Topic
Quality, Safety and Service

Link: https://ifory.id/abstract/NebXcQR9kzqr


Forecasting of Patient Safety Incident at Special Region of Yogyakarta Hospital
Rita Dian Pratiwi(a*); Savitri Citra Budi(a,b); Ika Puspitasari(b)

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Corresponding Author
Rita Dian Pratiwi

Institutions
a)Department of health services and information management, Sekolah Vokasi, Universitas Gadjah Mada, Indonesia
b)Doctoral program of medical faculty, Universitas Gadjah Mada, Indonesia

Abstract
Abstract Objective: This study aims to forecasting the incidence of patient safety to improve the quality of hospital services Methods: This research is an analytic observational study with a cross-sectional design. The sample of this study is all reports of patient safety incidents in 2016-2018 which consist of five types there are potential injury events, near-injury events, non-injury events, unexpected events, sentinel events, and risk grading at one of the hospital in special region of Yogyakarta Results: Based on the five types of patient safety incidents it was known that there was a decline approximately 73% in the incidence of near-injury conditions from 2016 to 2018, whereas in 2019 there were no estimated incidents. Overall forecasts in 2019 on safety incidents based on patient safety goals, type of incidents, types of services and risk grading of green and yellow have decreased Conclusion: The incidence of patient safety tends to decrease; this indicates that patient safety culture has been applied.

Keywords
patient safety, incident, forecasting

Topic
Quality, Safety and Service

Link: https://ifory.id/abstract/c92FCP4x6qLX


THE SATISFACTION OF PRODUCT SERVICES FORMING INPATIENTS LOYALTY IN RSIA MELATI HUSADA MALANG
Diah Ayu Kusumawardani, Nikma Fitriasari, Lidia Emil Linda

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Corresponding Author
Diah Ayu Kusumawardani

Institutions
Magister of Hospital Management Medical Faculty Universitas Brawijaya

Abstract
Hospitals in Indonesia face a competitive global situation in the era of Jaminan Kesehatan Nasional (JKN) and the Asean Economic Community (AEC). Hospitals are required to maintain services for increasing patient satisfaction and adaptin to the changing market. Service satisfaction that needs to be improved includes satisfaction with service products, service processes, and aftersale service. The aim of the research is knowing the influence of satisfaction on product service, service process, and aftersale service to patient loyalty. The study was conducted at the RSIA Melati Husada in December 2018 - January 2019. The research sample used was 82 inpatients who were obtained by consecutive sampling technique. Data were collected by distributing questionnaires, then the data were analyzed by using Partial Least Square (PLS). The result of PLS shows a positive and significant influence on satisfaction with service products, service processes, and aftersale service to patient loyalty. Satisfaction in service products is the most dominant satisfaction in forming patient loyalty.

Keywords
product satisfaction, process satisfaction, aftersale satisfaction, loyalty, hospitalization

Topic
Quality, Safety and Service

Link: https://ifory.id/abstract/dEG7TU2eHbkp


Turnover Intention in Terms of Job Satisfaction, Organizational Commitment and Individual Characteristic the Employees of Wates Husada Gresik Hospital in 2017
Dina Fitriana R, Teguh Prasetyo, Marko Ferdian S, M.Syairaji

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Corresponding Author
dina fitriana rosyada

Institutions
Sekolah Vokasi Universitas Gadjah Mada

Abstract
Over the past few years the turnover rate of employees of the Husada Gresik Wates Hospital was 27% - 30%. In one month there are always employees who change jobs. On the other hand the ideal value for employee turnover is around 15% and if a workplace has a staff turnover level below or equal to the ideal number then the condition of a workplace can be declared healthy. This study aims to determine the effect of job satisfaction, organizational commitment and individual characteristics on the desire to move to work. This study was an observational analytic descriptive study with crossectional research design. The study was conducted at the Wates Husada Gresik Hospital. The population in this study were all employees at Husada Gresik Wates Hospital, namely 103 employees. The sample size is calculated by simple random sampling, which is 82 samples. The independent variables are job satisfaction and individual characteristics of employees. The dependent variable is organizational commitment held by employees of the Wates Husada Gresik hospital, where organizational commitment is seen as affective, normative and sustainable. The research data were analyzed univariately using the chi square test and bivariate analysis using linear regression test. The results of this study were that job satisfaction and organizational commitment had a significant effect on the desire to move to work. In general, respondents job satisfaction is high (72.2%) but for the salary satisfaction dimension it has a low level of satisfaction (37.3%). The organizational commitment of the respondents is classified as high (69.8%) with the commitment of sustainability having the highest level of commitment (79.8%). The desire to move work respondents have a thin difference, namely 53% have the desire to change jobs and 47% of respondents do not have the desire to change jobs. The conclusion in this study is that job satisfaction, organizational commitment and individual characters represented by marital status have a significant influence on the desire to move to work

Keywords
turnover intention, job satisfaction, organization commitment, individual characteristics

Topic
Human Resources Management

Link: https://ifory.id/abstract/jEgRJYv2q4GK


Pengaruh Faktor Kepemimpinan dan Komunikasi Terhadap Kinerja Pegawai Kantor Penanaman Modal dan Pelayanan Perijinan Terpadu (KPMPPT) Kabupaten Paser
Shalahuddin, Widyastuti Cahyaningrum

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Corresponding Author
Shalahuddin Shalahuddin

Institutions
Universitas Borneo tarakan

Abstract
Tulisan ini dibuat dengan tujuan untuk mengetahui seberapa besar korelasi Faktor Kepemimpinan dan Komunikasi terhadap kinerja Pegawai Kantor Penanaman Modal dan Pelayanan Perijinan Terpadu (KPMPPT) Kabupaten Paser. Metode yang digunakan pada penelitian ini adalah deskriptif dan kualitatif dengan analisis jalur. Metode pengumpulan data yang digunakan adalah melalui studi pustaka, observasi, kuesioner dan interview. Penelitian dilakukan di Kantor Penanaman Modal dan Pelayanan Perijinan Terpadu (KPMPPT) Kabupaten Paser, dengan jumlah responden 39 orang. Dari hasil penelitian ini diketahui bahwa Faktor Kepemimpinan dan Komunikasi memiliki korelasi yang positif dan signifikan terhadap kinerja instansi, dalam hal ini Kantor Penanaman Modal dan Pelayanan Perijinan Terpadu (KPMPPT) Kabupaten Paser. Komunikasi memiliki korelasi yang lebih tinggi terhadap kinerja pegawai dibandingkan dengan Faktor Kepemimpinan.

Keywords
Kepemimpinan, Komunikasi, Kinerja

Topic
Manajemen Sumber Daya Manusia

Link: https://ifory.id/abstract/YjTnEtbKeAMa


PENGETAHUAN NASABAH SEBAGAI VARIABEL MODERASI DALAM PENGARUH CITRA DAN KEPERCAYAAN TERHADAP KEPUASAN NASABAH
Euis Soliha, Alimuddin Rizal, Suzy Widyasari, Niel Dhesta Cavalera

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Corresponding Author
Euis Soliha

Institutions
Universitas Stikubank

Abstract
Penelitian ini bertujuan untuk menganalisis faktor-faktor apa yang mempengaruhi kepuasan nasabah dengan moderasi pengetahuan nasabah pada Bank Jateng Cabang Utama Semarang dalam menggunakan tabungan Simpeda. Dalam penelitian ini populasi yang digunakan adalah pengguna tabungan Simpeda Bank Jateng Cabang Utama Semarang. Hasil pengujian menunjukkan bahwa citra bank berpengaruh positif dan signifikan terhadap kepuasan nasabah tabungan Simpeda Bank Jateng Cabang Utama Semarang. Hal ini menunjukkan bahwa semakin baik citra bank maka akan meningkatkan kepuasan nasabah. Kepercayaan berpengaruh positif dan signifikan terhadap kepuasan nasabah tabungan Simpeda Bank Jateng Cabang Utama Semarang. Hal ini menunjukkan bahwa semakin baik kepercayaan akan meningkatkan kepuasan nasabah.Citra bank berpengaruh positif dan signifikan terhadap kepuasan nasabah tabungan Simpeda Bank Jateng Cabang Utama Semarang diperkuat tingkat pengetahuan nasabah. Hal ini menunjukkan bahwa semakin baik citra bank maka akan meningkatkan kepuasan nasabah, yang semakin diperkuat tingkat pengetahuan nasabah. Kepercayaan berpengaruh positif dan signifikan terhadap kepuasan nasabah tabungan Simpeda Bank Jateng Cabang Utama Semarang. Hal ini menunjukkan bahwa semakin baik kepercayaan akan meningkatkan kepuasan nasabah, yang semakin diperkuat tingkat pengetahuan nasabah.

Keywords
bank image, trust, customer-s product knowledge, customer satisfaction

Topic
Manajemen Pemasaran

Link: https://ifory.id/abstract/6gzwKfEqPYQN


PENGARUH LITERASI KEUANGAN DAN TOLERANSI RISIKO TERHADAP PERENCANAAN PENSIUN (STUDI PADA PEGAWAI NEGERI SIPIL DI KOTA CIAMIS)
Kartini dan Jerry Febrian Ramadhan

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Corresponding Author
Kartini Tini

Institutions
Fakultas Ekonomi Universitas Islam Indonesia

Abstract
Abstract Entering the retirement period is something that will experienced by each individual, especially those who pursue a career in the work. Readiness of a person when entering into retirement needs to be well prepared, especially economic or financially. This is because, when it enters retirement period, person income will be decreased. In the other side, the cost to life necessities will still be there, even higher because of the increase in the price in each year. When an individual will plan for retirement, the individual must have a good financial knowledge (financial literacy) to make the financial decisions is good. In addition to financial literacy, there are other factors affecting retirement planning this is risk tolerance, risk tolerance can influence the decision to be taken to plan retirement. This research is a quantitative research with the method of collecting data using questionnaires that shared to civil servants (PNS) in Ciamis city. Samples taken as many as 100 respondents. This research assisted with SPSS 21.0 statistical tools. Tests on this research used validity and reliability tests. Analysis method use classic assumption test, multiple linear regression analyses and hypothesis tests. The results showed that financial literacy has significant positive effect on retirement planning and risk tolerance factors have significant negative effect on retirement planning.

Keywords
Keywords : Financial Literacy, Risk Tolerance, Retirement Planning

Topic
Manajemen Keuangan

Link: https://ifory.id/abstract/qHVkYaTURFtX


PENGARUH FINANCIAL LITERACY, OVERCONFIDENCE, LOCUS OF CONTROL DAN FINANCIAL SELF EFFICACY TERHADAP INVESTMENT DECISION
Agus Zainul Arifin

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Corresponding Author
Agus Zainul Arifin

Institutions
Universitas Tarumanagara

Abstract
Tujuan penelitian ini adalah untuk menguji pengaruh Financial Literacy, Overconvidence, Locus Of Control, dan Financial Self Efficacy terhadap Investment Decision. Objek penelitian adalah investor pada surat berharga saham, obligasi, reksadana, asuransi non BPJS, dan dana pension mandiri. Data yang digunakan adalah data primer. Data diperoleh dengan menyebarkan kuesioner kepada subjek. Kuesioner dibuat melalui aplikasi Google Form yang kemudian disebarkan secara daring melalui aplikasi. Data diolah dengan SEM yang menggunakan software PLS Versi3,0 Pro. Hasil penelitian membuktikan bahwa Financial Literacy, Overconvidence, dan Locus Of Control, berpengaruh positif terhadap Investment Decision. Adapun Financial Self Efficacy tidak berpengaruh terhadap Investment Decision.

Keywords
Investment Decision, Financial Literacy, Overconvidence, Locus Of Control, Financial Self Efficacy

Topic
Manajemen Keuangan

Link: https://ifory.id/abstract/uWqcbEFkCGYn


Perilaku Pembelian Green Product Pada Generasi Muda
Khatleen Wijaya dan Yasintha Soelasih

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Corresponding Author
Yasintha Soelasih

Institutions
Unika Atma Jaya

Abstract
Tujuan penelitian melihat generasi muda pada saat ini sudahkah mempunyai kesadaran terhadap green product. Berkembangnya green product diharapkan dapat melindungi lingkungan yang ada. Oleh karena itu perilaku pembelian green product diharapkan timbul pada generasi muda. Pada penelitian ini memfokuskan pada pengaruh kepedulian, sikap dan tanggungjawab terhadap perilaku pembelian green product pada generasi muda. Jumlah sampel yang terambil sebanyak 518 responden. Pengambilan sampel dilakukan pada generasi muda di daerah Jakarta, Bogor, Depok, Tangerang dan Bekasi. Cara menyebarkan sampel dengan purposive yang termasuk dalam non-probability. Pada instrumen dilakukan uji reliabilitas dan validitas. Uji reliabilitas dengan menggunakan alpha Cronbach sedangkan validitas menggunakan confirmatory factor analysis. Setelah uji instrument dilakukan uji model. Dalam menjawab hipotesis digunakan uji persamaan struktural. Hasil penelitian menunjukkan bahwa hipotesis 1 signifikan sedangkan hipotesis 2 dan 3 tidak signifikan. Secara keseluruhan maka variabel yang mempunyai pengaruh adalah kepedulian lingkungan sedangkan sikap dan tanggungjawab tidak mempunyai pengaruh terhadap perilaku pembelian green product pada generasi muda. Dalam perkembangan marketing maka green marketing menjadi topik yang sekarang banyak diteliti. Oleh karena itu penelitian ini memfokuskan pada perilaku pembelian generasi muda di Indonesia dengan metode structural equation modelling. Walaupun model penelitian tidak menggambarkan adanya variable mediasi tetapi hasil penelitian ini menunjukkan perilaku pembelian generasi muda pada green product yang ditunjukkan pada behaviour generasi muda.

Keywords
kepedulian, sikap, tanggungjawab, perilaku pembelian, generasi muda

Topic
Manajemen Pemasaran

Link: https://ifory.id/abstract/2r3YHDxBnaqJ


The changes of chemical components of the corn cobs due to the application of biodecomposer developed from rumen bacterial of buffalo
A. Natsir, M. Nadir, S. Syahrir, A. Mujnisa

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Corresponding Author
Asmuddin Natsir

Institutions
Universitas Hasanuddin

Abstract
The use of such agricultural by product as corn cobs is important in fulfilling the needs of feed for ruminant, especially during the dry season. However, the main problem of using corn cobs as a feedstuff is low digestibility due to the existence of the links between lignin and cellulose or hemicellulose. This study was designed to evaluate the effects of biodecomposer (BS) application on the changes of chemical components of corn cobs. BS was developed from the rumen bacterial of buffalo raised under typical feeding conditions. The effectiveness of BS application was assessed by fermenting corn cobs for 4 weeks. The experiment was run according to completely randomized design consisted of eight treatments and three replications giving total number of the experimental units of 24. The treatments were T0 = 100 g course ground of corn cobs without BS, T1 = 100 g course ground of corn cobs + 2.5% BS, T2 = 100 g course ground of corn cobs + 5.0 % BS, T3= 100 g course ground of corn cobs + 7.5% BS, T4= 100 g course ground of corn cobs + 10% BS, T5 =100 g course ground of corn cobs + 12.5% BS, T6= 100 g course ground of corn cobs + 15% BS, and T7= 100 g corn cobs + 0.6% Starbio (commercial biodecomposer). Increasing level of biodecomposer is expected to have a significant effects on the chemical composition in the corn cobs.

Keywords
biodecomposer, chemical composition, corn cobs, local buffalo, rumen microbial

Topic
Animal Nutrition and feed technology

Link: https://ifory.id/abstract/etgmFzkQ4JCd


Design of IoT-based Radiation Monitor Area for Nuclear and Radiological Emergency Preparedness System in Yogyakarta Nuclear Area
Muhtadan (a*), Adi Abimanyu (a), Rizqi Akmalia (a), Mahrus Salam (b)

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Corresponding Author
muhtadan muhtadan

Institutions
a) Polytechnic Institute of Nuclear Technology - BATAN Yogyakarta, Jalan Babarsari POBOX 6101 YKBB Yogyakarta 55281, Indonesia
*muhtadan[at]batan.go.id
b) Center of Science and Accelerator Technology - BATAN Yogyakarta, Jalan Babarsari POBOX 6101 YKBB Yogyakarta 55281, Indonesia

Abstract
Yogyakarta Nuclear Area (YNA) is one of BATANs nuclear facility that has many nuclear facilities such as nuclear reactor, accelerator, irradiator, and waste management system. Due to nuclear accident is potentially occur, YNA has nuclear emergency response program and there is preparedness system to support this program. Radiation monitoring system is one of utilization to acquire and record nuclear radiation exposure in the facility and its environment. An Internet of Thing (IoT) based radiation area monitor was developed to improve the system not only to acquire the radiation exposure, but also to distribute the acquired data to the cloud server through internet network. The distributed radiation data can be utilized to analyze nuclear emergence potential in the nuclear emergency response and preparedness system. Area monitor system was designed as sensor network that consists of Geiger Muller detector and high voltage power supply, signal conditioning system, and Arduino as counter and data processor. Data is acquired by detector and it is transmitted to the cloud server through wireless network using node MCU communication module. The acquired data is also stored locally in memory card module. Receiver station system was developed to acquire data from database server to display the radiation exposure in the environment and to identify radiological emergency status. Stability testing already done using chi square test method for the counting system using Sr-90 as radiation source standard, and the testing result was obtained 0.75. This area monitor system was validated using standard area monitor and it mean square error was obtained 0.01. For further development, the system will be combined with smart meteorological system to build the integrated data acquisition system for Nuclear and Radiological Emergency Preparedness System in Yogyakarta Nuclear Area.

Keywords
Radiation Monitor Area, Internet of Things, Radiological and Nuclear Emergency Response

Topic
Physics related sciences

Link: https://ifory.id/abstract/RrGumhzqMdpD


Hydrothermally Synthesis of Al2O3 Nanoparticles for Nanofluids with Enhanced Critical Heat Flux
Dani Gustaman Syarif*), Djoko Hadi Prajitno, Jupiter Sitorus Pane

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Corresponding Author
Dani Gustaman Syarif

Institutions
Center for Applied Nuclear Science and Technology (PSTNT)-BATAN
Jl. Tamansari 71, Bandung 40135, Indonesia
Telp. 62-22-2503997, Fax: 62-22-2504081
Corresponding author email: danigus[at]batan.go.id

Abstract
Water is widely used as a heat carrier in various devices such as automotive and nuclear reactors. Because of its better thermal characteristics, currently nanofluid is a candidate for replacing water and other conventional cooling fluids such as ethylene glycol and oil as a heat carrier. In this study, Al2O3 nanoparticles have been synthesized by the hydrothermal method for heat transfer nanofluid as an alternative to the new cooling fluid. Nanoparticles were synthesized using AlCl3 as a precursor, and urea was used as a capping agent. The hydrothermal process was carried out at 175oC for 17 hours. The hydrothermal product was dried and then calcined at 500oC for 1 hour. The resulting Al2O3 nanoparticles were analyzed using XRD, FTIR, and TEM. Nanofluids were prepared from these nanoparticles by dispersing them into the water as a base fluid. Nanofluid characterization was carried out through Critical Heat Flux (CHF) measurements. According to the XRD data, the Al2O3 nanoparticles produced were gamma-alumina with a crystallite size of 4 nm. The BET specific surface area was 302 m2/g. From the TEM image, it was known that the nanoparticles formed a cluster of rod-shaped particles. FTIR data shows the presence of OH groups on the surface of the nanoparticles. The Al2O3 nanofluids made were known to be stable with an average zeta potential of 54 mV. Compared to water, the CHF enhancement of this nanofluid increased by 111%. The nanofluid has the potential to be used as a cooling fluid for ECCS, RVCS, refrigeration, and metal machining process.

Keywords
Hydrothermal, Al2O3, nanofluid, Critical Heat Flux, heat transfer

Topic
Nano-materials and applications

Link: https://ifory.id/abstract/CxgKP9qp7V82


Regional Detection Polluted with Diffusion and Convection Models in Banten Province
Yayat Ruhiat, Yudi Guntara*

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Corresponding Author
Yudi Guntara

Institutions
Department of Physics Education, Faculty of Education and Teacher Training, Jl. Ciwaru Raya No.25, 42117 Serang, Indonesia

Abstract
Numerical convection and diffusion models can be used to predict air pollutant concentrations in an area. Changes in air pollutant concentration can be analyzed using diffusion equations which depend on the coefficient of intra-particle diffusivity (D). Whereas to find out the changes in air quality categories become polluted using a convection equation which depends on the diffusivity coefficient between particles (Γ). The combination of the two equations can be used to estimate the polluted areas of a region. The results of the climate analysis indicate that Banten Province if viewed from the direction of the wind, is very potential for the development of increased fish production. Meanwhile, if viewed from the temperature and rainfall of Banten Province the potential for agriculture. However, considering that in the western part of the region there is a large industry with a chimney height of 275 meters, so based on atmospheric stability, the distribution of air pollutants spread far outside the industrial area. This will have implications for other regions so that at high concentrations (with diffusion equations) it will change the air quality (with the convection equation) so that in certain regions and at certain times it will become a polluted area.

Keywords
regional detection polluted, convection, diffusion

Topic
Physics related sciences

Link: https://ifory.id/abstract/pa8Mbtk49XjY


Comparison of ANN and Multinomial Logit for Prediction of Mode Choice between Online Transportations and Private Vehicles
Puguh Budi Prakoso, Yuslena Sari, Iphan Fitrian Radam, Najmi Fahrina

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Corresponding Author
Puguh Budi Prakoso

Institutions
Faculty of Engineering, Universitas Lambung Mangkurat, Indonesia
National Center for Sustainable Transportation Technology, Indonesia
e-mail: puguh.prakoso[at]ulm.ac.id, ifradam[at]ulm.ac.id, najmi.fahrina[at]gmail.com

Abstract
The presence of online transportation modes is a manifestation of the rapid development of information technology, especially smartphone and apps technology. Because of the critical issues of safety, service quality assurance and effectiveness of load factor to its capacity, online transportations in Indonesia cannot be classified and regulated as public transportation. The main function of online transportation is actually as a short distance feeder to public transportation. Unfortunately, because the public transportation is not adequate, so the online transportation functions slowly become informal public transportation mode. This in the future can cause problems in a city, especially when the increasing number of online transportations will rise the vehicle traffic together with private vehicles. To understand and prevent this problem becoming bigger in the near future, the mode choice between private vehicles and online transportations requires to be studied first. The purpose of this research is to obtain a reliable model of modal choice between private vehicles and online transportation by comparing the multinomial logit (MNL) probability method with the Artificial Neural Network (ANN), to study the accuracy of the performance of the two models for the mode selection between private vehicles and online transportation, and to evaluate the socio-economic factors underlying the mode choice between private vehicles and online transportation in the city areas of Banjarmasin and Banjarbaru.

Keywords
mode choice, multinomial logit probability method, ANN, online transportation

Topic
EV Socio-Economical Impact

Link: https://ifory.id/abstract/cM2wVQmhey9k


Judicial Accountability Post Political Transition in Indonesia
Dr. Ibnu Sina Chandranegara & Prof. Dr. Zainal Arifin Hoessein

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Corresponding Author
Ibnu Sina Chandranegara

Institutions
Fakultas Hukum Universitas Muhammadiyah Jakarta

Abstract
Constitutional Reform after fall of Soeharto-s New Order bring new direction for judiciary. Constitutional guarantee of judicial independence as regulated in Article 24 paragraph (1) of the 1945 Constitution, closing the door of dark memories in the past. In addition, in Article 24 paragraph (2) of the 1945 Constitution decide the Judiciary is held by the Supreme Court and the judicial bodies below it and a Constitutional Court. Such a strict direction of regulation plus the transformation of the political system in a democratic direction should bring about the implementation of independent and autonomous judicial powers. But in reality, even though in a democratic political constellation and constitutional arrangement that affirms the guarantee of independence of independence, in reality it does not represent the actual situation. There some problem which still remains, such as (i) the absence of a permanent format regarding the institutional relationship between the Supreme Court, the Constitutional Court and Judicial Commission, and (ii) still many efforts to weaken judiciary through many way such capturing judge. Referring to problem above, then there are gaps between what “is” and what “ought”, among others, First, by changes political configuration that tend to be more democratic, the judiciary should will be more autonomous. But in reality, various problems arise such as (i) disharmony in regulating the pattern of relations between judicial power actors, (ii) various attempts to criminalization judges over their decisions, (iii) judicial corruption. Second, by constitutional guarantee of independence of judiciary, there will be no legislation which reduced constitutional guarantee. But in reality, many legislation or regulations that still not in line with constitutional guarantee concerning judicial independence. This paper reviews and describes in depth about how to pour out and implement constitutional guarantees of judicial independence after the political transition and conceptualize its order to strengthening rule of law in Indonesia

Keywords
Judicial Accountability, Judicial Reform, Political Transition

Topic
Constitutional Law

Link: https://ifory.id/abstract/JU7Rr6ygWBQe


Subsurface Resistivity Tomography Imaging of the 2018 Earthquake Impacted Areas in Lombok Island
Bagus Endar B. Nurhandoko1,2*, Muhammad Rizka Asmarahadi2, Bakti Sukrisna3, Syamsudin Yasin3, Dian W. Kurniawidi3, Insan Rizal Bakti Komara2, Wisnu Adiguntara2

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Corresponding Author
Bagus Endar Bachtiar Nurhandoko

Institutions
1 Physics Department, Institut Teknologi Bandung, Jalan Ganesha 10 Bandung, Indonesia;
2 Rock Fluid Imaging Lab, Bandung, Indonesia
3 Physics Department, University of Mataram, Indonesia

Abstract
The series of Lombok earthquake started from July 2018 followed by two mainshocks and thousands aftershocks caused massively damage to the public facilities and residential areas. As a result of the earthquake measuring 6.9 SR, most of the wells were also damaged due to liquefaction. The most devastated areas usually have several units of lithology, namely: coastal sediment alluvium and pyroclastic rock. This research was conducted to characterize subsurface geological condition including groundwater aquifers using 2D resistivity tomography. Series measurements of 2D resistivity tomography at the some impacted area of 2018 Lombok Earthquake can reveal the relationship among the most of devastated area, the subsurface geological condition, the vibration, and also the most impacted liquifaction area. The most of impacted areas caused by 2018 Earthquakes lie on the very loose sand and shallow aquifer zone. The resistivity tomography, however, shows that in the North Lombok area usually has high resistivity thin layer (with a range of> 500 Ohm.m) around a depth of 10 m. This high resistivity layer is carbonate reef layer which may play a role as barrier of soil liquifaction especially when the earthquake’s wave vibrates the soil.

Keywords
Resistivity tomography, Lombok Earthquake, Liquifaction

Topic
Earth and Planetary Sciences

Link: https://ifory.id/abstract/DzutkReG7Mgp


Red Pigmented Natural Extract as Potential Organic UV Filter and Its Use In Combination with ZnO as Sunscreen Cream
Eva Monica(a)*, Yuyun Yuniati(b), Leny Yuliati(b),(c)

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Corresponding Author
Eva Monica

Institutions
(a)Department of Chemistry, Faculty of Science and Technology, Universitas Ma Chung, Villa Puncak Tidar N-01, Malang 65151, East Java, Indonesia
(b)Department of Chemistry, Faculty of Science and Technology, Universitas Ma Chung, Villa Puncak Tidar N-01, Malang 65151, East Java, Indonesia
(c)Ma Chung Research Center for Photosynthetic Pigments, Universitas Ma Chung, Villa Puncak Tidar N-01, Malang 65151, East Java, Indonesia

Abstract
Sunlight consists of ultraviolet (UV) light and based on its wavelength, the UV light could be categorized into UVA, UVB, and UVC. UVA has the longest wavelength of 320-400 nm and causes skin cancer in the epidermal layer. On the other hand, UVB with a wavelength of 290-320 nm gives an effect on the epidermis and dermis layer causing the skin to burn. Organic Ultraviolet (UV) filters can be found in plants and fruits which have orange-red or pink colours, such as watermelon, tomato, secang (Caesalpinia sappan), carrot, dragon fruit, faloak (Sterculia quadrifida R.Br), strawberry, papaya, and rosella. Most of these plants contain active compounds such as carotenoids and anthocyanin. Determination of the effectiveness of the extracts as potential sunscreen was carried out by determining the Sun Protecting Factor (SPF) value in vitro by UV spectrophotometry. Maceration technique was used for the extraction process by using ethanol with a ratio of 4:1. Each of dried extract (100 mg) was then mixed well in the ethanol (96%, 50 mL) until all the extract was dissolved and then filtered. The absorbance of each extract was measured in the wavelength range of 290-320 nm and the interval was set at 5 nm. The SPF values were determined by the Equation of Mansur. It was observed that all of the red pigmented extracts showed UV protection capabilities, with secang extract gave the highest SPF value of 18.490. Therefore, the secang extract would have good potential to be developed as one of the ingredients in the sunscreen cream. Sunscreen cream combination between secang extract and ZnO showed good quality and significant SPF value than ZnO and extract secang sunscreen cream.

Keywords
SPF; red pigment; natural extract; organic UV filter; secang, ZnO

Topic
Pharmaceutical Science

Link: https://ifory.id/abstract/vR4ewfnYDKCH


Cytotoxic Activity of Flavonoid Compound from Endophytic Fungus Fusarium sp. Associated from Phyllantus Niruri Linn. Leaves
Rollando Rollandoa*, Yuyun Yuniatib, Eva Monicaa, Leny Yuliatib

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Corresponding Author
Rollando Rollando

Institutions
aProgram of Chemistry, Faculty of Science and Technology, Universitas Ma Chung,
Malang, Indonesia
bProgram of Pharmacy, Faculty of Science and Technology, Universitas Ma Chung,
Malang, Indonesia

Abstract
Endophytic fungus was alternative source of cytotoxic metabolites derived from plant. CHCl3 fraction of ethyl acetate extract endophyte fungal genus Fusarium sp. of meniran leaves (Phyllanthus niruri Linn.) proved have cytotoxic activity in T47D breast cancer cells. This study aims to explore the active cytotoxic activity. IR, LC-MS, 1H-NMR, 13C-NMR, DEPT, and HMQC spectra showed ,3-dihydro-7-hydroxy-2-(3-hydroxyphenyl)chromen-4-one compounds. Isolate has IC50 value to T47D cells of 13.87 μg/mL and to Vero cells of 163.98 μg/mL.

Keywords
Endophytic fungus, Fusarium sp, T47D, Vero, 2,3-dihydro-7-hydroxy-2-(3-hydroxyphenyl)chromen-4-one.

Topic
Pharmaceutical Science

Link: https://ifory.id/abstract/nwErALMyZaDk


Social Support and Physical Activities on People with Hypertension Aged 45 Years and Above
Riza Fikriana, Melya Intan

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Corresponding Author
Riza Fikriana

Institutions
STIKes Kepanjen Malang

Abstract
Introduction: Hypertension is a risk factor for cardiovascular disease. The blood pressure control through regular physical activities is necessary to prevent complications. Social support is one of the factors that affect the physical activities of people with hypertension. This study aims to identify the correlation between social support and physical activities of people with hypertension. Method: This study used correlational method with the cross-sectional approach. 110 people were chosen as participants using simple random sampling technique. A questionnaire asking about support from family, health workers, and peers, as well as International Physical Activity Questionnaire were used to collect the data. The statistical test conducted was Gamma Correlation Test. Results: Results show that there was no relationship between family support, health worker support, and peer support with physical activities among people with hypertension aged 45 years and above indicated by the p-value for each variable: 0.655, 0.055, and 0.857. Based on the three p-values, the support from health workers had a p-value close to 0.05. Conclusion: No correlation between social support and physical activities of the people with hypertension signifies that social support has not yet been able to be given adequately to the people with hypertension. Family, health workers, and peers are expected to strengthen their role in controlling the blood pressure of the people with hypertension through physical activities.

Keywords
Social support, physical activities, hypertension

Topic
Medical and Surgical

Link: https://ifory.id/abstract/ftXdWxGLNZYQ


Clustering Bandwidth Usage in Higher Education using K-Means, Agglomerate, KMedoids Algorithm
Danial

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Corresponding Author
Danial -

Institutions
Direktorat Sistem dan Teknologi Informasi, Institut Teknologi Bandung
Jalan Ganesa 10, Bandung 40132, Indonesia

Abstract
In Indonesia, bandwidth usage management in higher education is still a great challenge. Every year, the internet bandwidth and the budget are higher, but the growth of scientific publication to the cumulative universities is still under the other countries in ASEAN. In the other side, the universities have not measure the effective of usage bandwidth for their activities. The log data is managed rarely. The user and data can be clustered. So the management have the picture for their bandwidth policies. In this paper, there will be comparing the clustering that using Agglomerate, K-Means, and K-Means algorithms. The results is to find the best clustering and make a pattern for ITB network usage. The method is implemented in real data in ITB network. The campus management will have a good data and information for their policies of bandwidth management.

Keywords
Clustering, Bandwidth Management, Data Management, Internet

Topic
Artificial Intelligent and soft computing

Link: https://ifory.id/abstract/XvGqJ4FCWVux


Effectiveness of Butterfly 988 rotary sprinkler on dry land
Sitti Nur Faridah, Suhardi, Ahmad Munir, Mahmud Acmad and Samsuar

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Corresponding Author
Sitti Nur Faridah Faridah

Institutions
Agricultural Engineering Study Program, Faculty of Agriculture, Hasanuddin University
Add. Perintis Kemerdekaan Tamalanrea Makassar, South Sulawesi, Indonesia

Abstract
Sprinkler irrigation is an irrigation application technology, which has a high efficiency in the use of water, it is very appropriate to be applied in a relatively dry area. In its application, high effectiveness of sprinkler irrigation systems can only be achieved if properly designed irrigation system and is operated properly. This research was conducted by designing irrigation networks. The irrigation application uses butterflay sprinkler with nozzle diameter size of 2 mm and 4 mm and pressure treatment to get the effectiveness of the irrigation system performance. Sprinkler "Butterfly 988" with a nozzle diameter of 2 mm, effectively used at a pressure of 10-20 Psi, with a spray radius of 3.90 - 5.70 meters, watering discharge 6.49 - 8.10 liters / minute and water uniformity distribution 88, 3 - 90.8%. As for the 4 mm nozzle diameter, it is effectively used at a pressure of 15-30 Psi, with a spray radius of 4.90 - 6.00 meters, a watering discharge of 9.98 - 14.83 liters / minute and a water uniformity distribution of 90.4 - 91, 7%.

Keywords
Butterfly sprinkler, dry land

Topic
Land and water resources engineering

Link: https://ifory.id/abstract/nZDRKHFjUtCk


Evaluation of Land Carrying Capacity of Sundak Beach, Special Region of Yogyakarta, as a Coastal Recreational Site
Johan Danu Prasetya, Nabila Farhaini, Andi Sungkowo

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Corresponding Author
Nabila Farhaini

Institutions
Department of Environmental Engineering, Faculty of Mineral Technology, Universitas Pembangunan Nasional “Veteran” Yogyakarta
SWK Street No.104, Ngropoh, Condongcatur, Depok Sub-District, Sleman District, Special Region of Yogyakarta

Abstract
The Special Region of Yogyakarta is one of the most visited regions for recreational purposes in Indonesia. One of the most visited recreational areas is Baron – Pok Tunggal Beach District, where Sundak Beach located. Based on Yogyakarta-s Department of Tourism, the amounts of visitors of Baron – Pok Tunggal Beach District has increased from 518.899 in 2013 to 2.224.656 in 2017. At July 2018, Sundak Beach was damaged by the high waves as the result of heavy rains, causing the seagrass and corals ecosystem disturbed and damaged. The high waves also damaged the settlement and recreational area around the beach. The purpose of this study is to determine and evaluate the land carrying capacity of Sundak Beach as a coastal recreational destination. Evaluation of Sundak Beach land carrying capacity will be determined by calculating the land suitability and capability as a coastal recreational site. Based on the measurements and observations, Sundak Beach-s suitability as a coastal recreational area is 64,28% (quite sufficient as a coastal recreational area) with a rather good land capability with few limiting factors. The result of this study may provide a suggestion for the development of coastal management by the government and the local community.

Keywords
coastal management; land suitability; land capability

Topic
Disaster Management and Environmental Issues

Link: https://ifory.id/abstract/NnZFQTXyhctJ


Dynamics and Policies of Knowledge Transfer between University and Industry
Lina Anatan

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Corresponding Author
Lina Anatan

Institutions
Universitas Kristen Maranatha Bandung
Jl. Prof. drg. Surya Sumantri, MPH. no. 65 Bandung 40164
lina.anatan[at]eco.maranatha.edu; lina.anatan[at]yahoo.com

Abstract
Universitys role which initially focuses on teaching, research and development, and community service has been transitioned into a broader role as engine of economic growth. It become the driving factor of the importance of knowledge transfer. This article discusses the literature review regarding the dynamics and policies adopted by governments to manage knowledge transfer. Firstly, the discussion will focus on the conceptual review of knowledge transfer activities. Furthermore, it will focus on patents as an indicator of the knowledge transfer activities level, and various policies formulated by the government to regulate the knowledge transfer activities. This paper also discuss knowledge transfer activities in Japan, which is focus on model of knowledge transfer and policies implemented in Japan. Through the discussion, it is expected to give insight and lesson learned for organizations in Indonesia to manage knowledge transfer activities, especially between universities and industries. Finally, this article focus on discussion regarding the important of regulative pressure to optimize the transfer of knowledge.

Keywords
knowledge transfer activities, dynamics, government policies

Topic
Management

Link: https://ifory.id/abstract/9jneQcHXFyvW


Geographic Information System of Crops
Trismayanti Dwi Puspitasari (a*), Zilvanhisna Emka Fitri (a),Nodistya Septian Indrastana (a), Anggara Dwi Kardina Putra (a)

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Corresponding Author
Trismayaanti Dwi Puspitasari

Institutions
a) Department of Information Technology Politeknik Negeri Jember, Mastrip POBOX 164 Jember East Java Indonesia
*politeknik[at]polije.ac.id

Abstract
Crops is one of agriculture part will be needed in the lives of human being. Food is a basic requirement for humans to be able to maintain life and hence the adequacy of food for every person at all times. Food security is a condition where the availability of food is sufficient for their food needs. It will continue to maintain the sustainability of food consumption and also help balance a fluctuation in prices and production of crops. Food availability is one aspect that exists in food security that is intended to fulfill a food need. Food security have several aspects, such as food availability, coverage, stability and quality of consumption. Mapping food security using Geographic Information System is important, by knowing the situation of food in the region, both the government and other institutions can make policies that are right on target. The objective of research will make a geographic information system related to food crop mapping to pay attention conditions of food security and can see the potential of food crop production from a sub-district that have high productivity.

Keywords
Crops,Geographic Infromation System,GIS

Topic
IT for Agriculture

Link: https://ifory.id/abstract/aLBWHYed8Zvm


Factors Affecting Bank Net Interest Margin in Indonesia
Yossy Imam Candika (a), Riska Nur Rosyidiana (a)

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Corresponding Author
Yossy Imam Candika

Institutions
(a) Universitas Airlangga, Faculty of Vocational Studies
Jl. Dharmawangsa Dalam No. 28-30 Kampus B UNAIR Surabaya, Indonesia

Abstract
Net Interest Margin (NIM) can be seen as the profitability of a company. The higher the NIM, the higher the profitability of the company. However, NIMs can also be seen as bank inefficiencies. Higher net interest margin can reduce potential savers because of the low rate of return on deposits. In addition, this also increases the cost of capital for debtors, thereby reducing the potential investment and economic growth. During the period 1997 to 2005, showed that the average NIM in Indonesia was the highest among other countries in Asia. Central Bank of Indonesia is trying to reduce lending rates and reduce the NIM level to a reasonable level. However, the bankers think that the NIM level in Indonesia cannot be compared to other countries due to inflation and geographical conditions. This study analyzes several factors that influence NIM, including market structure, bank management performance, and risk factors faced by banks. This study uses multiple linear regression with panel data to see the effect of independent variables on the dependent variable. This study uses panel data regression analysis. The results show that NPL has a significant negative effect on NIM. Total asset has a positive and insignificant effect. LDR has a significant positive effect. BOPO has a negative and no significant effect. Equity to total asset ratio has a significant positive effect. And required reserve has a significant negative effect on NIM .The results of this study are expected to be a consideration for Central Bank of Indonesia, as the banking authority to determine the level of NIMs in Indonesia. In addition, this research is expected to be able to increase the banks insight to be able to control the factors that influence the NIM.

Keywords
Net Interest Margin, LDR, BOPO, Total Asset, Required Reserve, and Equity to Total Asset Ratio

Topic
Economics, Finance, Banking, and Accounting

Link: https://ifory.id/abstract/TFmwfny7WHcZ


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